How to shop for car insurance online

Print Friendly

Today more than ever the internet makes it possible to shop around and compare prices before you buy – this is especially true when it comes to car insurance. While many people think to purchase clothing, technology and even holidays online, many shoppers overlook shopping for more important things like insurance online. 

In reality though, using the internet to browse for car insurance can be a great way to compare prices, find deals and better understand each policy and its benefits before buying. Today most insurance brokers have their own websites where you can find more information and get a quote, and there are also comparison websites dedicated specifically to helping you find a policy that meets your needs and your budget.

Comparing Prices 

If you’re ready to renew your car insurance policy or need to insure a new vehicle, going online can save you time. If you’re not loyal to a particular brand or policy, then the most straightforward way to shop is by using a comparison site.

These sites collate quotes from the top insurance providers in the country and will present your best options for you and make it easy to evaluate different policies side-by-side and help you choose the best policy at the right price.

Before you use a price comparison site you should be ready to answer a few basic questions about your lifestyle and vehicle and insurance history – these are exactly the same types of questions you would be asked directly by the broker and will include items like the value of your car, where it’s stored, and how many years of no claims bonus you have on your record. When you’re ready to begin shopping you can make the process easier for yourself by having the answers to these questions to hand.

Once you have filled in your information you’ll be directed to your quotes – depending on the comparison website you use these will be displayed on a new page or emailed to you directly. From there you’ll have the opportunity to read more, compare, and buy on the spot.

Be sure to read the fine print carefully – car insurance policies are becoming more and more expensive, and many drivers are being mislead into buying heavily discounted policies only to find later on their insurance policy doesn’t cover them to the extent they first believed. Consumer groups like Which? has its own unbiased guide to car insurance, and this can be an invaluable resource as you begin your search and understand the different policies available to you.

The most popular car insurance websites 

If you’re ready to find a car insurance policy online, visit the most popular comparison websites. Many will compare the same brands, but some offer different deals so it may be worth retrieving quotes from several comparison sites if price is your chief concern. Go Compare, MoneySuperMarket, Compare the Market, uSwitch and are among most popular websites on the market today. Google has also recently added a feature in its search engine that lets you search for car insurance policies from your browser, and work much the same way as the popular comparison sites.

It’s important to note that not all insurance brands will be featured on these comparison websites – brokers like Direct Line and Hastings Direct are just two examples of insurance companies that do not use comparison websites to sell their policies, so it’s advisable to check directly with brokers as well when you’re looking for the best deals.

The following two tabs change content below.
Hello ... I am the Creative Director and Website Editor for Silversurfers and manage all the social media too. I hope you find the features and articles we have shared with you of interest and relevance. Please feel free to comment below and share your thoughts with us ... I hope you enjoy Silversurfers and all that we offer ...

Latest posts by Silversurfers Editor (see all)

Not a member?

Join the silversurfers community today! It's free, easy to do, and is packed full of features and amazing offers!

Join the community!
Click here if you have forgotten your password

Community Terms & Conditions

Content standards

These content standards apply to any and all material which you contribute to our site (contributions), and to any interactive services associated with it.

You must comply with the spirit of the following standards as well as the letter. The standards apply to each part of any contribution as well as to its whole.

Contributions must:

be accurate (where they state facts); be genuinely held (where they state opinions); and comply with applicable law in the UK and in any country from which they are posted.

Contributions must not:

contain any material which is defamatory of any person; or contain any material which is obscene, offensive, hateful or inflammatory; or promote sexually explicit material; or promote violence; promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age; or infringe any copyright, database right or trade mark of any other person; or be likely to deceive any person; or be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence; or promote any illegal activity; or be threatening, abuse or invade another’s privacy, or cause annoyance, inconvenience or needless anxiety; or be likely to harass, upset, embarrass, alarm or annoy any other person; or be used to impersonate any person, or to misrepresent your identity or affiliation with any person; or give the impression that they emanate from us, if this is not the case; or advocate, promote or assist any unlawful act such as (by way of example only) copyright infringement or computer misuse.

Nurturing a safe environment

Our Silversurfers community is designed to foster friendships, based on trust, honesty, integrity and loyalty and is underpinned by these values.

We don't tolerate swearing, and reserve the right to remove any posts which we feel may offend others... let's keep it friendly!

More Motoring

Driving in winter weather Car drivers view through the vehicle windscreen whilst driving o
From heavy rain to snow and ice, winter can throw up some perilous driving conditions. Dark...
Best Top Gear episodes and challenges Top Gear
The BBC’s Top Gear has been one of the most popular programmes on television since it first...
Best car insurance comparison websites Car Insurance Policy
Shopping for car insurance can be a tedious task at best – with so many different policies and...
Best Sunday drives in the UK Summer Drive
Driving can be a real pleasure, especially when you ditch the traffic-packed city streets and...
Motoring Offers and Deals Cars
Buying and owning a car can be expensive – even the most affordable cars are a big investment...
Best British sports cars Jaguar E Type
Small but mighty, Britain has a long tradition of making unique sports cars, celebrated by car...
Best cars for older drivers Honda CR-V
Some people in their 60s and above find driving as they age more overwhelming – after...
Driving overseas: the web's best guides Turning Mountain Highway With Blue Sky And Sea On A Background
Planning a road trip for your next holiday? The flexibility and ease of driving holidays means...
Holiday car hire: where to find the best deals Euro Car Finance
Whether you're away for a long weekend or a few weeks, hiring a car is often the most convenient...
Van hire in the UK Painter Decorator
There are many times in life when you need to get something important from A to B and there are...
The best sites for sports car hire in the UK Ferrari 458 Italia
From Top Gear to James Bond films, sports cars are among the most exciting and prestigious...
The top sites for planning a UK road trip Uk Motorway Traffic
The UK might be a relatively small country but it's got more than its fair share of fantastic...