Whether you’re a property owner or a renter, it’s important to ensure that you have the right home insurance policy in place. Renters, for instance, will only require contents insurance, while home owners need to cover their building for damage too. And if you’re a landlord, you may have to take out landlord’s insurance too.
But with so many home insurance providers to choose from, how exactly do you find the best deal? We’ve taken a look at some of the web’s best home insurance comparison sites to give you a helping hand.
Where to compare home insurance quotes online
Compare the Market might be most famous for their meerkat mascots but they’re a pretty good place to start when comparing home insurance policies online. Their site boasts a simple, text-light interface so you can get straight into the business at hand. The quote request process is easy to follow too – you just have to make sure you have your property details to hand, as well as an estimate of the value of your belongings if you’re taking out contents insurance.
If pinching pennies is your priority, Confused.com is worth looking up. Again, you can request a quote online and the service will compare up to 82 different insurance providers to find the cheapest policy for you. Make sure you’re armed with the right information before starting the quote request process. If you’re a homeowner comparing buildings insurance, some facts you’ll need will include your property’s build date, the date you purchased it and a list of any locks and alarms that are fitted.
Alternatively, you can try your luck at Tesco Compare. This site compares only 32 insurers, considerably fewer than Confused.com. However, it’s particularly recommended if you need specialist insurance – for instance, for a listed building, holiday home or high value contents. Plus, if you decide to purchase your home insurance through Tesco Compare, you’ll get a 12 month key recovery service for free.
If you simply want a quick glance at what’s available, Money.co.uk’s home insurance comparison tool is worth checking out as you’ll see a table of what’s on offer before you’ve even entered any details. And if you’re seeking detailed advice guides alongside your home insurance quote, MoneySupermarket.com is an excellent choice.
Getting the right home insurance advice
With so many policies and numbers to examine, comparing home insurance can feel overwhelming. So before you start the process, it’s helpful to consult online experts that can give you a bit more confidence when making a choice. Martin Lewis at MoneySavingExpert.com is one of the UK’s leading sources of financial information, and his website has some invaluable tips on home insurance comparison. Read their guide carefully to see which comparison site is best suited to you. There are even tips here on how to find hidden deals and cashback offers. For more guidance on home insurance, Uswitch offers a straightforward overview. And the Which? home insurance guide is another great source of advice, although you need to be a member to access their online content.