Shopping for cruise travel insurance
If you’re lucky enough to have a cruise holiday coming up in the next few months then now is a good time to start planning ahead for your journey.
While the fun bit might be shopping for cruise wear and pulling the sunhat out of storage, now is also a good time to start thinking about getting your affairs in order. Checking your passport is in date, confirming travel details, getting any vaccinations you may need, and thinking about an insurance policy are all worth thinking about.
And when you take care of the details far in advance, you can start your holiday stress free.
Why do I need it?
Travel insurance – some people won’t travel without it, while others think it’s unnecessary. Most people don’t ever need to call on their travel insurance policy while travelling, but if you ever have a medical emergency, having a plan in place can be invaluable.
It’s not unusual to see insurance come as a package deal or an added extra that comes with anything from a mobile phone plan to opening a new current account. While these basic plans cover the broad strokes, purchasing a policy specifically for your cruise is worth considering. It’s a different kind of holiday to the average city break, and for that reason you want to make sure you read the fine print.
For example – many travel insurance policies only cover single destinations, or provide medical cover in particular countries. Others have time limits – typically between 30 and 60 days – and if you’ll be cruising longer than that the policy won’t pay out when you need it most.
Age and pre-existing medical conditions can also have an impact, along with any more adventurous excursions you might undertake while you’re away. Check the fine print – will your once in a lifetime trek through the jungle be covered if you happen to fall and hurt yourself along the way?
Where can I get it?
The good news is, finding cruise travel insurance isn’t difficult at all. Many of the top price comparison sites have special deals specifically for cruising. The advantage of going online is you can enter all your details and any relevant specifics, and find several policies that might work at the same time.
As with any kind of insurance policy, always be sure to read the fine print to identify any possible exclusions – and remember, the cheaper the policy, the more likely it is to leave out some vital aspect of cover you need. Try and resist the temptation to just go with the cheapest deal, and check first it’s one that will actually be useful to you and worth the money in the first place. Some top sites include…
Holiday Extras – By booking cruise insurance with Holiday Extras you’ll benefit from the protection and simplistic booking process provided by their basic policies, along with further cover for the duration of your cruise.
Moneysupermarket – This price comparison website specialises in travel insurance and has a handy section about things to consider when looking for cruise insurance in particular.
Go Compare – Another popular price comparison website, it also includes a helpful section that explains how to differentiate between normal travel insurance and travel insurance specific to cruising when you’re filling out your information.
Travelsupermarket – You can find competitive quotes on Travelsupermarket, and the helpful cruise insurance section on the website offers a few tips on what you should be looking for in a policy.
The contents of this article are for reference purposes only and do not constitute financial or legal advice. Independent financial or legal advice should be sought in relation to any specific matter. Articles are published by us without any knowledge or notice of the circumstances in which you or anyone else may use or rely on articles or any copy of the information, guidance or documents obtained from articles. We operate and publish articles without undertaking or accepting any duty of care or responsibility for articles or their contents, services or facilities. You undertake to rely on them entirely at your own risk, and without recourse to us. No assurance of the quality of articles is given or undertaken (whether as to accuracy, completeness, fitness for any purpose, conformance to any description or sample, or otherwise), or as to the timeliness of the publication.
Latest posts by Silversurfer's Editor (see all)
- Freedom To Be… - October 24, 2017
- Spiced Beef, Pumpkin and Carrot Soup - October 21, 2017
- Perfect vacation in Dubrovnik with Valamar - October 19, 2017
- Do you suffer from joint pain? - October 17, 2017
- Live-in Carers Help Elderly Get Online to Combat Loneliness - October 16, 2017
Leave a Comment!
Community Terms & Conditions
These content standards apply to any and all material which you contribute to our site (contributions), and to any interactive services associated with it.
You must comply with the spirit of the following standards as well as the letter. The standards apply to each part of any contribution as well as to its whole.
be accurate (where they state facts); be genuinely held (where they state opinions); and comply with applicable law in the UK and in any country from which they are posted.
Contributions must not:
contain any material which is defamatory of any person; or contain any material which is obscene, offensive, hateful or inflammatory; or promote sexually explicit material; or promote violence; promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age; or infringe any copyright, database right or trade mark of any other person; or be likely to deceive any person; or be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence; or promote any illegal activity; or be threatening, abuse or invade another’s privacy, or cause annoyance, inconvenience or needless anxiety; or be likely to harass, upset, embarrass, alarm or annoy any other person; or be used to impersonate any person, or to misrepresent your identity or affiliation with any person; or give the impression that they emanate from us, if this is not the case; or advocate, promote or assist any unlawful act such as (by way of example only) copyright infringement or computer misuse.
Nurturing a safe environment
Our Silversurfers community is designed to foster friendships, based on trust, honesty, integrity and loyalty and is underpinned by these values.
We don't tolerate swearing, and reserve the right to remove any posts which we feel may offend others... let's keep it friendly!