The benefits of funeral pre-planning

Planning for your own funeral may seem strange, but more and more people are taking the time to plan well in advance the same way they would their last will and testament. 

Today we’re sharing 5 key benefits of funeral pre-planning.

1. A chance to make your funeral meaningful 

Taking the time to think about how you want your family and friends to celebrate your life at a time when you’re healthy and not likely to die means you have the opportunity to make your service meaningful for you and the ones closest to you. Funeral pre-planning offers you the chance to set out what you want well in advance; perhaps there is a friend, colleague or family member who you’d like to speak on your behalf, or a song you’d like played.

2. Ease the burden of planning from your family 

Planning your funeral in advance also means you can ease the burden of planning for your family. Though funeral providers are well-trained to guide families through these difficult moments, planning a funeral is a huge undertaking when you’re grieving. Doing it in advance means your family can focus on grieving the passing of someone they love and celebrating their life, too.

3. Assume financial responsibility 

Whether it’s because you prefer to be self-reliant or want to avoid placing the burden of covering your funeral costs on your spouse or children, pre-planning your funeral means you can assume financial responsibility for the event and rest easy knowing this has been taken care of well in advance.

4. Benefit from a fixed cost 

In the UK, the average cost of a funeral has risen an eye-watering 62% in the last decade. A major benefit of funeral pre-planning is that you can do it at today’s prices, safeguarding against any further rise in prices as the years go on.

5. Pay in instalments 

For many families, funerals are an unexpected cost – many people go into debt to cover the cost upfront. Funeral pre-planning also means you can plan for this expense and spread the cost over monthly instalments.

Silversurfers members benefit from a special discount of £150 when you purchase funeral planning through Co-op Funeralcare. Call Co-op on 0800 389 8377 and quote SURF150 for your Silversurfers £150 discount


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Rachel - Silversurfers Assistant Editor

Hello there! I’m Rachel and I’m the Assistant Editor for Silversurfers. I work behind the scenes to bring interesting, informative and entertaining subject matter to the Silversurfers community. I hope you enjoy the features we have shared with you. Please feel free to comment below and share your thoughts with us, we love to hear from you!

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