Now is the time to consult a pensions specialist

With the Coronavirus (COVID-19) crisis escalating and the FTSE 100 experiencing its worst day of trading in 30 years, the pensions specialists at Manchester-based national financial advisory firm Hilltop Finance are encouraging the general public, or anyone with a personal pension, to seek professional advice from an FCA regulated, independent specialist without further delay.

Despite most major stock markets experiencing significant losses and many people increasingly concerned about the decreasing value of their investments, the specialists at Hilltop Finance are encouraging people not to worry or panic, and to undertake a free pensions review with one of their experts who will advise on the different options that are available even during this turbulent time.

Senior financial advisor at Hilltop Finance, Chris Leavy, explains: “Over recent weeks the escalating situation with the current Coronavirus pandemic has had a huge impact on the worldwide stock markets. With most personal pension funds directly linked to the financial markets, many individuals across the UK have seen the value of their funds drop dramatically and are rightly concerned about what action to take.

“We are recommending that anyone with a personal pension should undertake a professional review with an advisor, to assess their individual situation, look to alleviate any potential further losses and ultimately get their pension and investments back on track,” he said.

Market volatility is not new and the worldwide stock markets regularly go through peaks and troughs which is only to be expected. Working with a professional pensions advisor could potentially provide a better return on investment evidenced by a survey carried out by the Longevity Centre in July 2017 that concluded that people who use professional financial advisors saw on average a 21% increase in the value of their funds against those who didn’t.

So, what can people do?  According to Chris, now is a good time to review your pensions and investments with the help of an expert: “In situations of market volatility, we recommend checking the performance, value and type of funds that you are invested in,” he says, “A fully actively managed fund, or a mixture of actively and passively-managed products could help reduce the chance of huge drops in fund value and help investors ride the good and bad times with the markets.

“The most important point to take away at this time is to seek professional advice from a fully regulated, independent pensions expert who can offer access to the whole of market and place your funds in the most appropriate place at the right time,” he concludes.

Fully regulated by the Financial Conduct Authority (FCA), Hilltop Finance takes responsibility for overseeing its clients’ pensions and investments extremely seriously with a view to securing their long-term financial future. It is offering a free independent pensions and investments review for anyone concerned about their current situation to check whether existing private pensions and investments are performing as they should be – and if not, their expert advisors will offer advice and recommendations to get them back on track.

If you are thinking about taking financial advice in relation to any pensions and investments, please contact Hilltop Finance on 0161 413 7051 or visit

The contents of this article are for reference purposes only and do not constitute financial or legal advice. Independent financial or legal advice should be sought in relation to any specific matter. Articles are published by us without any knowledge or notice of the circumstances in which you or anyone else may use or rely on articles or any copy of the information, guidance or documents obtained from articles. We operate and publish articles without undertaking or accepting any duty of care or responsibility for articles or their contents, services or facilities. You undertake to rely on them entirely at your own risk, and without recourse to us. No assurance of the quality of articles is given or undertaken (whether as to the accuracy, completeness, fitness for any purpose, conformance to any description or sample, or otherwise), or as to the timeliness of the publication.

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