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The Retirement Money Show is the event you can’t afford to miss in London this weekend

Over 1,200 people will be coming to the Retirement Money Show on Saturday 20th June in London. Join them for free and find out how much to save and invest to enjoy your retirement with peace of mind.

For those people planning their retirement the show will offer a better understanding of the current retirement landscape, the choices you face and the associated implications.

The event is also ideal for self-investors, who wish to continue making their own investment decisions and financial affairs for their retirement. It will also give those who choose to use the services of a professional advisor an insight into how reforms, legislation and product advances may affect their future investment decisions.

For the retired, the show will offer support in how best to manage your money throughout your retirement and deal with changes in your individual and family needs.

You will be able to hear from Steve Webb, former Minister of State for Pensions, talking about the pension reforms, what they mean and why the changes were made. BBC Radio 4 Money Box presenter Paul Lewis will be discussing income, inheritance and allowances within a tax planning context. The chief executive of The Pensions Advisory Service, Michelle Cracknell will be providing guidance and advice on the new world of retirement options, and many more experts at the Show.

Check out the full list of influential speakers…

  • Steve Webb, Minister of State for Pensions 2010-2015
  • Paul Lewis, Presenter – BBC Radio 4 Money Box
  • Giles Beswick, Director – Select Property Group
  • Ed Bowsher, Senior Analyst – Share Radio
  • Mike Boydell, Managing Director – Shares
  • Dan Coatsworth, Editor – Shares
  • Henry Cobbe, Managing Director & Head of Research – BirthStar®
  • Michelle Cracknell, Chief Executive – The Pensions Advisory Service
  • Alex Edmans, Head of Retirement – Saga Personal Finance
  • Alan Higham, Retirement Director – Fidelity Worldwide Investment
  • Jan Holt, Retirement Income Specialist – Just Retirement Limited
  • Nick Hungerford, CEO – Nutmeg
  • David Jones, Presenter – BBC Radio 5 Live Wake Up To Money
  • Rachel Lacey, Editor – How to Retire in Style
  • Simon Lambert, Editor – This is Money
  • Douglas Lawson, Director – Amati Global Investors
  • Simon Longfellow, Head of Communications, Investment Trusts – Henderson Global Investors
  • Francis Moore, Managing Director – European Pensions Management
  • Mike Morrison, Head of Platform Marketing – AJ Bell Youinvest
  • Russ Mould, Investment Director – AJ Bell
  • Umesh Raghwani, Acquisitions Director – Seed Property Consultants
  • Adam Ryan, Portfolio Manager- BlackRock

3_why you should attend

As this week is the last chance to register, you can do so for free or if you need more information, you can visit the website or call 020 7378 4406.

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Mother of three grown-up daughters I am the ultimate multi-tasker and am passionate about my role as Silversurfers Website Editor and Social Media Manager. Always on the lookout for all things that will interest and entertain our community. Fuelling fun for the young at heart!

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Pension60
18th Jun 2015
0
Thanks for voting!
IF YOU HAVE MONEY BE CAREFUL WITH IT
THERE IS NO SOFT LANDING
WITH THE MYTH OF THE FLAT RATE PENSION

One of the speakers, Mr Paul Lewis says the truth of the cuts to pensioner benefits, by informing in the past how the savings component of Pension Credit has been reducing each year since 2010.

THE FLAT RATE PENSION ABOLISHES PENSION CREDIT

New claimants of savings Pension Credit will never get this pensioner benefit as it is abolished for those retiring on and from 6 April 2016.


THERE IS NO FLAT RATE

Steve Webb put out the deceit that everyone retiring on and from 6 April next year, 2016, would get a flat rate of £155 per week, which is more than the current full basic state pension of £115.95 per week.

But never mentioned how the SERPs opt out CUT the pension to the nothing, even by the years not contracted out since 1978, when it began.

Lowest forecast seen so far is £8.39 per week after 45 years in work.


SO THE ACTUAL RATE IS DIFFERENT
FOR EACH AND EVERY ONE
WITH A PENSION PAY OUT DATE
ON AND FROM 6 APRIL NEXT YEAR, 2016

The state pension is payable if remain in work or not, or retire and then do some other job afterwards.

Well over half will not get the £155 per week figure.

A full SERPs pension is £276.10 per week this year, but many millions, especially in the public sector, were contracted out even without their knowledge.


SEEK ADVICE AT THE RETIREMENT SHOW

Do not cash in your pension pot, do not spend it on trivia like a cruise.

Do not defer pay out of your state pension, and drag it under the flat rate cuts and losses.

Do not top up your state pension if you have ever been opted out of SERPs, because you cannot possibly make up the difference.

Take advice on life assurance for the wife, if the wife has less than 10 year National Insurance record in her own right.

This year is the last year than you get any state pension from 1 year NI history onwards, pro rata.


The Housewife Pension is gone for new claimants with the flat rate law, and
no Widows Pension, as the wife will no longer also be able to inherit your state pension, at that same 60 per cent of full rate.

Ladies will no longer be able to claim against their husband's National Insurance contribution history, for a state pension if they have less than 10 years NI history themselves.
So need to be even more risk adverse on any other pension.

Take advice on how the SERPs opt out has hit your works and / or private pension and how best to do other options.


THE PETITION

My petition is more about informing people of the massive pension changes that have already happened since 2010, but more about the Pension Bill 2014 that introduced the flat rate state pension law that comes into force on and from 6 April next year, 2016.

The information on my petition has come from pension industry experts and published law, including in Hansard.

Not permitted to put a link here to my petition.

But you might be able to find it if you Google search phrase:

38 Degrees petition. Women's pension 60. Against tax allowance loss 65.

Yes, my petition also includes against the granny tax that began in 2013 to those men and women who turned 65 that year from April.

Be careful out there!
Pension60
15th Jun 2015
0
Thanks for voting!
The one person attending not to believe one word is the recently Lib Dems Steve Webb, Minister of State for Pensions 2010-2015, who was not re-elected.

Mr Webb lied and lied again in his 'web of deceit' on the flat rate pension, where everyone will get different amounts, and will never be a single tier pension.

Lowest forecast seen so far is £8.39 per week after 45 years in work. Others are in huge numbers far less than the current basic state pension.

A full SERPs pension, with no years opted out since 1978, is this year £276.10 per week, made up of the full basic state pension and the SERPs top up.

SERPs never existed. It is a myth. Never was extra money contributed to pay for the top up to the basic state pension. You jsut kept paying the full standard rate of National Insurance (aka State Earnings Related Pension Scheme).

The State Second Pension (that SERPs was called after 2002) was also paid out of mythical extra money.

Many women end up with no state pension for life, when have no other pension provision in life, which continues today as auto enrolement (like the National Insurance Fund) leaves out the poorest workers.

But the SERPs opt out will hit workers with long working lives, in wiping out flat rate state pension from next year, as will as hitting the guaranteed minimum pension of works and private pensions.

The Flat rate pension was a cut to the state pension and an abolition of pensioner benefit.

FIGHT AGAINST THE LIE THAT IS THE FLAT RATE



See who loses at end of my petition, in my
WHY IS THIS IMPORTANT section.
redskins
1st Jul 2015
0
Thanks for voting!
I am confused,I am 69yrs old started paying into large company pension scheme at 18yrs of age until I retired at 65.I work 15hrs per week now and sent in form to stop nat ins contribution.why could I not do this when I reached max years of contribution under old scheme and how do the new rules apply to who will do this in the future. Can they claim their government pension after max years contribution they could be in their 50s with no more nat ins contributions?

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