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| Active on Silversurfers for 8 months | |
| Categories: Travel | |
From a restored mansion in the Scottish Highlands to a stylish villa in Southern Spain, becoming a Bondholder allows you to enjoy wonderful holidays all over Europe, and has been doing so for more than 40 years. With over 1,500 superb holiday homes in 32 locations, it is easy to enjoy fantastic holidays year after year.
Whether you are holidaying on your own, as a couple or bringing the whole family, HPB has a range of holiday properties to suit everyone, including several mobility friendly options. From one-bedroom apartments to large group villas, each one is furnished and presented to the highest standards, with elegant interiors and comfortable, modern facilities including heated swimming pools, tennis courts, libraries, games rooms and more.
Your holiday entitlement is reissued each year, and increased in-line with standard increases across the holiday points chart, meaning your holiday booking power is protected. You can even pass the benefits on to your children and grandchildren so they will have a lifetime of wonderful holidays to look forward to.
To find out more about how HPB works and how it can benefit you, please visit our website.
Exclusive holidays for life: An initial payment from £5,000 and a quarterly fee of just over £37 (that is around £150 a year), which can increase in line with but not exceed the Retail Price Index Excluding Mortgage Interest (RPIX), gives you access to all HPB’s holiday homes. For each HPB holiday, you will pay a no-profit user charge covering only property running and maintenance costs and use of on-site facilities. The average charge is the same throughout the year, and for a studio is around £360 a week and £540 for a two-bedroom property. Larger properties are also available. After an initial charge of 25% your money is invested in a fund of holiday properties and securities. The fund itself meets annual charges of 2.5% of its net assets at cost, calculated monthly. Your investment return is purely in the form of holidays and, as with most investments, your capital is at risk. You can surrender your investment to the company after two years or more (subject to deferral in exceptional circumstances) but you will get back less than you invested because of the charges referred to above, as well as other overheads and changes in the value of the fund’s properties and securities.
This advertisement is issued by HPB Management Limited (HPBM), the main UK agent and the property manager for HPB, authorised and regulated by the Financial Conduct Authority, registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPB is available exclusively through HPBM. HPB is issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.
