Add an extra 5% to a holiday investment with the Holiday Property Bond

Silversurfers members can receive a 5% added bonus to holiday investments, giving access to a portfolio of holiday properties year after year.

Holiday Property Bond is all about the quality of the holiday opportunities it offers, but it is an investment product. This means your capital is at risk, it is subject to charges, you will not get back the full value invested and cannot cash in for two years. Further details are in the ‘how and how much’ section below.

Why Holiday Property Bond?

  • choose from over 1400 self-catering holiday homes, all with a great range of inclusive on-site facilities, such as swimming pools, tennis courts, restaurants, club houses and more.
  • located across Europe in over 30 exclusive holiday destinations.
  • holiday at any time of year, to any property you choose, subject only to availability and the level of your investment.
  • the majority of UK locations have ‘pets welcome’ properties, as do five overseas locations.
  • all maintenance responsibilities are undertaken by our own staff who keep all the properties and amenities in immaculate condition.
  • HPB has no borrowings and all properties are purchased from new investments.

Exclusive holidays for life – how and how much

An initial payment from £5,000 and a quarterly fee of around £30 (that is around £120 a year), linked to RPI, gives you access to all HPB’s holiday homes. For each HPB holiday, you will pay a no-profit user charge covering only property running and maintenance costs and use of on-site facilities. The charge is level throughout the year – there are no high season premiums. For a studio for two the charge averages about £300 a week, for a 2-bedroom property for four around £460 a week. Larger properties are also available.  After an initial charge of 25% your money is invested in a fund of holiday properties and securities. The fund itself meets annual charges of 2.5%. Your investment return is purely in the form of holidays and, as with most investments, your capital is at risk. You can surrender your investment to the company after two years or more (subject to deferral in exceptional circumstances) but you will get back less than you invested because of the charges referred to above, as well as other overheads and changes in the value of the fund’s properties and securities.


This advertisement is issued by HPB Management Limited (HPBM) registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPBM is authorised and regulated by the Financial Conduct Authority and is the main UK agent and the property manager for HPB, issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. The Trustee of HPB is HSBC Trustee (C.I.) Limited registered at HSBC House, Esplanade, St Helier, Jersey, JE1 1GT. The Securities Manager is Stanhope Capital LLP of 35 Portman Square, London, W1H 6LR. No medical examination required. HPB is available exclusively through HPBM who will only charge for their services if you invest.

HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.

For full details on how to take advantage of this fantastic offer, just click the orange button below...