Don’t forget to take out travel insurance…

…especially if you have a pre-existing medical condition!

Planning your summer holiday is all part of the fun to make sure you choose the right place at the right price for your one or two weeks away in the sun.

Many of us these days will turn to a holiday check-list to help ensure we don’t forget all the essential items we need for a relaxing holiday abroad and, for some, travel insurance will be on the list although perhaps at the bottom!

However, if you have a pre-existing medical condition, travel insurance will more than likely be a higher priority. You will want the reassurance that should you need emergency treatment abroad or if you have to cancel your trip as a result of your medical condition(s), you will be fully covered.

The importance of taking out specialist travel insurance

It’s a fact that many standard travel insurance policies will not cover pre-existing medical conditions and more so if you have a more serious exiting condition. In these circumstances, cover will either be refused or you may be offered cover but excluding any claims resulting from your medical condition(s).

Booking a trip or travelling without full cover can be extremely costly as you may need to cancel the trip before you travel, or require emergency medical treatment abroad, both of which could run into many thousands of pounds and leave you out of pocket.

The solution is to take out specialist travel insurance as a specialist provider can assess your individual needs; medically screen your condition(s); make sure you get the cover that is right for you; and, most importantly, give you the peace of mind that your medical condition(s) are fully covered.

Click here to read our ‘Top Tips’ for taking out specialist travel insurance

Silversurfers partners with Free Spirit to offer members 10% off specialist travel insurance

At, we can now help members with health conditions to obtain cover, following our recent partnership with specialist travel insurance experts, Free Spirit.

With no upper age limit on Single Trip (cover for one trip) and Annual Multi-Trip (cover for multiple trips throughout the year), as well as being able to provide cover in 96% of cases, Free Spirit have discounted their premiums for members providing a 10% saving on specialist travel insurance.

With over 20 years’ experience in arranging holiday & travel insurance for tens of thousands of people with medical conditions, Free Spirit is one of the UK’s largest specialist travel insurance providers for people of any age with medical conditions and disabilities, including terminal conditions.

As a member, you have access to Free Spirit’s team of experts based in Hampshire who pride themselves on providing the highest levels of customer service. You can read reviews on Trustpilot, an independent customer review site here.

Key features of Free Spirit

  • Experts in arranging cover for people with health conditions
  • Most medical conditions and disabilities covered
  • No age limit on both Single Trip and Annual Multi-trip policies
  • Special 10% discount for members
  • A dedicated team of experts based in the UK
  • Travelling companions can also be covered
  • Terminal conditions considered
  • Medical emergency helpline available 24/7

Free Spirit, your first step to a carefree trip

For an online quote with 10% off click here, or visit: Silversurfers Insurance

Alternatively, call FREE on 0800 170 7704 quoting ‘Silver10’
(Lines open Monday to Friday 8am-6pm, closed Bank Holidays)

Free Spirit is a trading name of P J Hayman & Company Limited who are authorised and regulated by the Financial Conduct Authority (FS Register number 497103). Registered office: Stansted House, Rowlands Castle, Hampshire PO9 6DX. Registered in England No. 2534965. 110416.
The following two tabs change content below.
Mother of three grown-up daughters I am the ultimate multi-tasker and am passionate about my role as Silversurfers Website Editor and Social Media Manager. Always on the lookout for all things that will interest and entertain our community. Fuelling fun for the young at heart!

Leave a Comment!

Not a member?

You need to be a member to interact with Silversurfers. Joining is free and simple to do. Click the button below to join today!

Click here if you have forgotten your password
4th Mar 2018
Thanks for voting!
Thanks for the tips about travel insurance. In my experience the majority of companies use a tick box mentality. I have been quoted thousands of pounds for a week's holiday. We don't all fit in a box! Talk to a company that treats you as an individual

Community Terms & Conditions

Content standards

These content standards apply to any and all material which you contribute to our site (contributions), and to any interactive services associated with it.

You must comply with the spirit of the following standards as well as the letter. The standards apply to each part of any contribution as well as to its whole.

Contributions must:

be accurate (where they state facts); be genuinely held (where they state opinions); and comply with applicable law in the UK and in any country from which they are posted.

Contributions must not:

contain any material which is defamatory of any person; or contain any material which is obscene, offensive, hateful or inflammatory; or promote sexually explicit material; or promote violence; promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age; or infringe any copyright, database right or trade mark of any other person; or be likely to deceive any person; or be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence; or promote any illegal activity; or be threatening, abuse or invade another’s privacy, or cause annoyance, inconvenience or needless anxiety; or be likely to harass, upset, embarrass, alarm or annoy any other person; or be used to impersonate any person, or to misrepresent your identity or affiliation with any person; or give the impression that they emanate from us, if this is not the case; or advocate, promote or assist any unlawful act such as (by way of example only) copyright infringement or computer misuse.

Nurturing a safe environment

Our Silversurfers community is designed to foster friendships, based on trust, honesty, integrity and loyalty and is underpinned by these values.

We don't tolerate swearing, and reserve the right to remove any posts which we feel may offend others... let's keep it friendly!