Best places to find over 80s insurance
The peace of mind that comes with life insurance can be very valuable, especially as we grow older. However, the passing of the years often also makes it more difficult to find an insurance provider who’ll offer you a fair price.
We’ve put together a list of the companies that have made special provisions for older customers to help you see if you can put your mind at rest in a few easy steps. Find the insurance policies and resources that can help you secure affordable cover if you’re over 80.
Choosing life insurance
Knowing that when you die, your family will have enough money to cover your funeral and expenses can be a comforting thought. Life insurance policies can offer you exactly that, but finding a suitable policy tends to get more difficult the older you are. That’s not to say it’s impossible, though. There are several insurance providers that have created specialised policies for older customers, have a look at Whole Life Insurance’s guide to cover for elderly customers for a good grounding in the subject.
Don’t make any decisions about your potential insurance providers until you’ve assessed your options using some of the most efficient comparison websites. Credit Finance Centre has created a search especially for over 80 insurance policies and sites like Money.co.uk offer a search for over 50s insurance that also includes a number of options for customers who are over 80. Many policies that do offer over 80s cover will only do so up until a certain age – such as 84 or 85 – so the earlier you choose your cover, the better. If you’re not sure whether you should consider switching to a different policy or it’s more sensible to stick with one you have already, our guide to reassessing life insurance could help.
Other over 80s insurance options
It’s not only life insurance that can become tricky to find as you reach your 80s – things like travel insurance also take your age into account and can sometimes pose problems. The Telegraph has a great article with tips for helping you keep the cost of travel insurance low even when you’re in your 80s and there are companies – such as RIAS – that consider themselves insurance specialists when it comes to over-80 options. You can also find some suitable quotes by making use of Medical Travel Compared, a comparison site that also offers a useful article for finding travel insurance in your 80s.
Car insurance premiums also tend to rise when you hit your 80s, as companies calculate that you may be more likely to be involved in an accident. However, if you’re healthy and capable of driving, there are still a wide variety of companies that are willing to offer you the cover you need to get on the road. Have a look at some of the options available with a little help from Confused.com and its handy guide to available car insurance for over 80s.
The contents of this article are for reference purposes only and do not constitute financial or legal advice. Independent financial or legal advice should be sought in relation to any specific matter. Articles are published by us without any knowledge or notice of the circumstances in which you or anyone else may use or rely on articles or any copy of the information, guidance or documents obtained from articles. We operate and publish articles without undertaking or accepting any duty of care or responsibility for articles or their contents, services or facilities. You undertake to rely on them entirely at your own risk, and without recourse to us. No assurance of the quality of articles is given or undertaken (whether as to accuracy, completeness, fitness for any purpose, conformance to any description or sample, or otherwise), or as to the timeliness of the publication.
Latest posts by Silversurfers Editor (see all)
- Win a case of wine up to the value of £250! - February 19, 2017
- 5 reasons why Brittany’s Emerald Coast should be on your holiday hotlist - February 16, 2017
- Photographic Greeting Cards by MeeZeeGee Images - February 16, 2017
- Win a selection of Greeting Cards and Notelets worth £50! - February 16, 2017
- The Active Collection from Hotter - February 16, 2017
Leave a Comment!
Community Terms & Conditions
These content standards apply to any and all material which you contribute to our site (contributions), and to any interactive services associated with it.
You must comply with the spirit of the following standards as well as the letter. The standards apply to each part of any contribution as well as to its whole.
be accurate (where they state facts); be genuinely held (where they state opinions); and comply with applicable law in the UK and in any country from which they are posted.
Contributions must not:
contain any material which is defamatory of any person; or contain any material which is obscene, offensive, hateful or inflammatory; or promote sexually explicit material; or promote violence; promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age; or infringe any copyright, database right or trade mark of any other person; or be likely to deceive any person; or be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence; or promote any illegal activity; or be threatening, abuse or invade another’s privacy, or cause annoyance, inconvenience or needless anxiety; or be likely to harass, upset, embarrass, alarm or annoy any other person; or be used to impersonate any person, or to misrepresent your identity or affiliation with any person; or give the impression that they emanate from us, if this is not the case; or advocate, promote or assist any unlawful act such as (by way of example only) copyright infringement or computer misuse.
Nurturing a safe environment
Our Silversurfers community is designed to foster friendships, based on trust, honesty, integrity and loyalty and is underpinned by these values.
We don't tolerate swearing, and reserve the right to remove any posts which we feel may offend others... let's keep it friendly!