Holiday insurance for disabled travellers
You’re planning a holiday and all you want to be thinking about is packing your sun cream and planning your itinerary but sadly, for many disabled travellers, finding suitable insurance is a major hassle.
Insurance providers ask for a lot of information about you because they want to be able to work out the potential likelihood of you making a claim while you’re away. Unfortunately, this means that if you have a pre-existing disability or medical condition, you may find yourself being penalised or even rejected for a policy. Not all insurers think this way and there are several who’ve moved away from a generalised application to offer a more personalised and accurate policy.
Finding insurance providers that understand
It might be tempting to think about skipping holiday insurance altogether, but medical treatment in other countries can be incredibly expensive and you don’t want to find yourself stuck with the bills should the worst happen. To ensure that you don’t have to waste your time filling in pointless forms or having frustrating conversations with insurance providers that just don’t understand your situation, it’s a very good idea to turn to a specialist.
Companies like Free Spirit believe that existing medical conditions shouldn’t make it more difficult for you to get the travel insurance you need. That’s why they offer specialised insurance that covers a huge variety of disabilities and pre-existing medical conditions, including Motor Neuron Disease, Muscular Dystrophy and Polio. What’s more, companions can also be covered under the same policy, so you don’t need to take out a separate insurance scheme for the different members of your travelling party.
You can also find highly specialised cover from OK To Travel, which allows you to tailor your policy to cover pre-existing medical conditions and disabilities. It also includes cover for loss of medications and for mobility aids and equipment – perfect for helping you relax during your holiday. Another good choice is All Clear, which claims to provide cover for all travellers – no matter what their age, medical condition or status. This specialist provider believes that everyone has the right to travel and you’ll also find a very useful jargon buster section on the site.
Booking your holiday
You may also be interested in looking at DisabledHolidays, which not only offers specialised travel insurance but also helps you plan the perfect holiday from start to finish. By booking through DisabledHolidays, you can be confident of adapted rooms, smooth transfers and full financial protection.
Don’t pay over the odds for travel insurance, be sure to compare the cost of the various policies on offer through MoneySupermarket and keep an eye out for coverage from trusted providers like Holiday Extras, which offers disabled travel insurance guaranteed to put your mind at rest. Be confident that you’ve got all of your needs covered and are free to enjoy planning your holiday by choosing travel insurance from a company that offers the right level of protection.
The contents of this article are for reference purposes only and do not constitute financial or legal advice. Independent financial or legal advice should be sought in relation to any specific matter. Articles are published by us without any knowledge or notice of the circumstances in which you or anyone else may use or rely on articles or any copy of the information, guidance or documents obtained from articles. We operate and publish articles without undertaking or accepting any duty of care or responsibility for articles or their contents, services or facilities. You undertake to rely on them entirely at your own risk, and without recourse to us. No assurance of the quality of articles is given or undertaken (whether as to accuracy, completeness, fitness for any purpose, conformance to any description or sample, or otherwise), or as to the timeliness of the publication.
Latest posts by Sally - Silversurfer's Editor (see all)
- Would you consider downsizing when you retire or have you already done so? - February 21, 2020
- Cruise in England - February 21, 2020
- Save £100pp on a holiday to The Gambia! - February 20, 2020
- Should noisy snacks be banned from the cinema? - February 19, 2020
- Visiting beautiful Bath on a city break - February 18, 2020
Leave a Comment!
Community Terms & Conditions
These content standards apply to any and all material which you contribute to our site (contributions), and to any interactive services associated with it.
You must comply with the spirit of the following standards as well as the letter. The standards apply to each part of any contribution as well as to its whole.
be accurate (where they state facts); be genuinely held (where they state opinions); and comply with applicable law in the UK and in any country from which they are posted.
Contributions must not:
contain any material which is defamatory of any person; or contain any material which is obscene, offensive, hateful or inflammatory; or promote sexually explicit material; or promote violence; promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age; or infringe any copyright, database right or trade mark of any other person; or be likely to deceive any person; or be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence; or promote any illegal activity; or be threatening, abuse or invade another’s privacy, or cause annoyance, inconvenience or needless anxiety; or be likely to harass, upset, embarrass, alarm or annoy any other person; or be used to impersonate any person, or to misrepresent your identity or affiliation with any person; or give the impression that they emanate from us, if this is not the case; or advocate, promote or assist any unlawful act such as (by way of example only) copyright infringement or computer misuse.
Nurturing a safe environment
Our Silversurfers community is designed to foster friendships, based on trust, honesty, integrity and loyalty and is underpinned by these values.
We don't tolerate swearing, and reserve the right to remove any posts which we feel may offend others... let's keep it friendly!