Travel insurance for cancer patients

If you or someone you love has just been diagnosed with cancer or is recovering after a round of treatment, taking a holiday might be a great way to come to terms with the situation or spend some time recuperating and enjoying a moment away from the stress the illness brings.

Whatever your reasons, if you’re travelling with an illness or making arrangements for a family member, an important aspect of the planning is travel insurance – knowing you’re covered in the event of a medical emergency while you’re away from home can bring real peace of mind while on holiday.

Most standard travel insurance policies – like the ones you get for free when you open a current account with your bank, for example – only cover the basics, and have exclusions for things like age and activities involving an element of risk.

Being covered for any complications associated with cancer is an important thing to take into consideration and can involve a more detailed search than average – this is a situation where it’s vitally important to shop around carefully and read the fine print.

Many insurers are reluctant to offer cover to cancer patients for the simple reason they’re more likely to make a claim, but there are ways around this challenge. For example: you can agree to pay a higher premium, choose a policy that covers you except for cancer-related claims, agree to a medical screening or choose an insurer that specifically deals with this type of insurance.

Where to go for advice

If you’re in the position of searching for travel insurance for a cancer patient, the good news is there are several great resources online that can help you along the way.

In particular, Macmillan Cancer Support has published a very comprehensive guide with some great general information to help you get started. It covers topics like how cancer can affect your travel insurance and what kind of cover companies may offer you.

Cancer Research UK has also published a guide covering what you need to tell insurance companies and how to make sure you have enough cover before you go.

For further information, Which? has put together an extremely thorough guide in 2019 to help you understand every aspect of getting travel cover for cancer patients.

Where to go for a quote

When you feel confident you have the information you need to start seeking quotes and comparing polices, some places worth checking include:

Moneysupermarket – This price comparison website specialises mostly in general travel insurance, but the advantage is that you can compare quotes from dozens of providers at once. There is also a useful guide about getting a travel insurance quote from the site when you are a cancer patient.

Orbis Insurance – This is an insurance provider who will provide travel cover to people with a range of health concerns and may be able to provide you with a quote that meets your needs.

Insure Cancer – This is an insurance provider dedicated specifically to providing specialist cover for people affected by cancer.

The contents of this article are for reference purposes only and do not constitute financial or legal advice. Independent financial or legal advice should be sought in relation to any specific matter. Articles are published by us without any knowledge or notice of the circumstances in which you or anyone else may use or rely on articles or any copy of the information, guidance or documents obtained from articles. We operate and publish articles without undertaking or accepting any duty of care or responsibility for articles or their contents, services or facilities. You undertake to rely on them entirely at your own risk, and without recourse to us. No assurance of the quality of articles is given or undertaken (whether as to accuracy, completeness, fitness for any purpose, conformance to any description or sample, or otherwise), or as to the timeliness of the publication.


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Mother of three grown-up daughters I am the ultimate multi-tasker and am passionate about my role as Silversurfers Website Editor and Social Media Manager. Always on the lookout for all things that will interest and entertain our community. Fueling fun for the young at heart!

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