The Co-op’s Commitment to guaranteeing your funeral costs

Our funeral plans have changed for the better

Having a funeral plan is an ideal way of protecting your loved ones from rising funeral costs, by paying for your funeral at today’s prices.

But what happens if you’re in the middle of paying for a funeral plan and the unthinkable happens? Sadly, your family are left with the financial burden of paying the balance. The exact thing you were trying to prevent by taking out the plan in the first place.

We didn’t think this was fair so from November 1st we’ve introduced our completely unique, Co-op Commitment.  

What is the Co-op Commitment?

With our funeral plans you have 3 different payment options. You can pay in one single payment, pay over 6 or 12 months, or you can spread the cost over 2-25 years. If you choose the 2-25 year option then the Co-op Commitment applies to you.

If you pass away after the first 12 months of paying your plan, as long as your instalments have all been up to date, Co-op will still provide all the services provided in your plan, with no more for your family to pay. This means that you can take a plan out over 25 years, but don’t have to worry about what would happen if you died before you had finished paying.

Co-op Funeralcare offers the only fully guaranteed funeral plan in the UK, and now with the Co-op Commitment, you can rest assured that your funeral will be paid for, and your family will not pay a penny more.

If you’re interested in taking out one of our plans, we’re offering all Silversurfers subscribers a £150 discount* using the code SURF150. Apply online, or call our customer support team on 0800 389 8377, Monday – Friday 8am-9pm, Saturday & Sunday 9am-5pm.

*Total discount includes the online discount and promotional discount.


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4th Dec 2017
Thanks for voting!
Enquiring about a Funeral Plan and the above code doesn't work 🙁

A discount of £125 is included in the calculation but that is not the same as your offer.
Disappointed and feeling this is just a scam to draw people in and then changing the discount.
Shame really as I have used C0-op in the past for both my husband and mother-in-law and recommended them to others.
29th Dec 2017
Thanks for voting!
Hi seasidenan, I'm sorry you had trouble with the discount code. Our online discount when you enquired was £125, but the additional discount for Silversurfers would have been applied when you got to the payment section of purchasing the plan.

If you would like any further information, or a call to discuss our plans, please let me know.


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