Alternative ways to invest in Property

With 24% of British adults revealing they have no savings, it is no surprise that many UK citizens feel like their money vanishes every month and very few are in a stable enough position to purchase a property.  However, is there a way to achieve a firmer grip on your finances and invest in property?

Monitoring your spending habits undoubtedly helps with money management. 19% of those aged 50 and over never check their bank account, and further 18% revealed they cast an eye over their finances just once a month. However, a change in the way you monitor your spending habits could help to achieve goals which previously seems unobtainable.

There are a number of areas which can help to reduce the amount of lost money every month. Some of the biggest money drainers include:

  • Direct debits
  • Groceries and eating out
  • Utility bills and insurance
  • Phone tariffs

Checking your finances regularly will be something you need to schedule in to ensure you’re keeping on top of things. This is a great step to taking control of your finances and you can now look at growing your savings.

How to make money with your savings

There is a new breed of finance company and they are utilising online platforms to offer great flexibility to investors, whilst simultaneously offering the opportunity to make their money go further.

Companies such as Wellesley are paving the way. In the current housing climate, the need for new homes surpasses the rate at which they are being built. Wellesley allows investors to support residential building via the Wellesley Property Mini-Bond. 

The Property Mini-Bond offers the stability of a fixed return of up to 6.00% per annum gross, and the flexibility to receive your interest monthly to achieve a regular income or to roll it up and receive it at maturity.  The funds you subscribe are invested alongside Wellesley’s own funds and backed against UK residential property. Ensuring that all funds are spread across all eligible loans for maximum diversification.

It is important to note, that as with most investments investor’s capital is at risk and interest payments are not guaranteed. Property investments may not always go to plan and may suffer from delays or reduction in the value of the assets. Investment through Wellesley is not covered by the Financial Services Compensation Scheme (FSCS).

Benefits of the Wellesley Property Mini-Bond:

  • Receive an iPad when you invest £5,000 or more into the Wellesley Property Mini-Bond. Click here to read more about the offer.
  • Stability – fixed rate of interest of up to 6.00% per annum gross which will remain consistent for the full lending term.
  • Interest rate flexibility – choose to receive interest monthly or at maturity.
  • Secured against UK property.
  • Wellesley invest their own money alongside yours.
  • Terms available for two to five years.

+ Find out more

+ Download a brochure

The Wellesley Property Mini-Bonds are issued by Wellesley Finance Plc. Your capital is at risk and interest payments are not guaranteed. Investment is not covered by the Financial Service Compensation Scheme (FSCS). The Property Mini-Bond is non-transferable and cannot be held within an ISA account. To view the full risk statement click here.
The contents of this article are for reference purposes only and do not constitute financial or legal advice. Independent financial or legal advice should be sought in relation to any specific matter. Articles are published by us without any knowledge or notice of the circumstances in which you or anyone else may use or rely on articles or any copy of the information, guidance or documents obtained from articles. We operate and publish articles without undertaking or accepting any duty of care or responsibility for articles or their contents, services or facilities. You undertake to rely on them entirely at your own risk, and without recourse to us. No assurance of the quality of articles is given or undertaken (whether as to the accuracy, completeness, fitness for any purpose, conformance to any description or sample, or otherwise), or as to the timeliness of the publication.

Leave a Comment!

Not a member?

You need to be a member to interact with Silversurfers. Joining is free and simple to do. Click the button below to join today!

Click here if you have forgotten your password

Community Terms & Conditions

Content standards

These content standards apply to any and all material which you contribute to our site (contributions), and to any interactive services associated with it.

You must comply with the spirit of the following standards as well as the letter. The standards apply to each part of any contribution as well as to its whole.

Contributions must:

be accurate (where they state facts); be genuinely held (where they state opinions); and comply with applicable law in the UK and in any country from which they are posted.

Contributions must not:

contain any material which is defamatory of any person; or contain any material which is obscene, offensive, hateful or inflammatory; or promote sexually explicit material; or promote violence; promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age; or infringe any copyright, database right or trade mark of any other person; or be likely to deceive any person; or be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence; or promote any illegal activity; or be threatening, abuse or invade another’s privacy, or cause annoyance, inconvenience or needless anxiety; or be likely to harass, upset, embarrass, alarm or annoy any other person; or be used to impersonate any person, or to misrepresent your identity or affiliation with any person; or give the impression that they emanate from us, if this is not the case; or advocate, promote or assist any unlawful act such as (by way of example only) copyright infringement or computer misuse.

Nurturing a safe environment

Our Silversurfers community is designed to foster friendships, based on trust, honesty, integrity and loyalty and is underpinned by these values.

We don't tolerate swearing, and reserve the right to remove any posts which we feel may offend others... let's keep it friendly!