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Will your pension support your retirement plans?

Planning for retirement and managing your pension can be daunting, and many people put off making decisions about their future and life goals.

Setting out how you want to spend your retirement should be fun and exciting, planning to spend more time with family, extended holidays or starting a new hobby.

To start planning for your future, we’re asking if you have a private pension and what do you expect from your retirement funds.

1. Do you have a private/personal pension?

Yes
0%
No
0%
Based on 127 public votes.

2. When did you last review your pension?

Within the last 12 months
0%
1-3 years ago
0%
3-5 years ago
0%
5+ years ago
0%
Based on 112 public votes.

3. Do you feel you have enough funds for your retirement?

Yes
0%
No
0%
I don't know
0%
Based on 113 public votes.

4. At what age do you think you could retire?

Under 50
0%
51-55
0%
56-60
0%
61-65
0%
Over 65
0%
I have already retired
0%
Based on 115 public votes.

Please feel free to leave any additional comments below …

 

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PamB251
27th Apr 2018
0
Thanks for voting!
The Goverment have changed the retirement age. I now have to work an extra 6.5 years before I receive my SSP that’s over £45,000 stolen from my retirement fund. Having been given no official notice of these changes leaves me out on a limb. I will have to sell my family Home to survive. I am not impressed!
Nealevans64
13th Mar 2018
0
Thanks for voting!
What do people believe is the right figure for a comfortable retirement ?
PensionWorks
3rd Apr 2018
1
Thanks for voting!
Hi,
Based on a recent survey by Which? They have suggested that the minimum annual income for a couple in retirement should be around £18,000 to cover the basics, but for a comfortable retirement they suggest between £23,000 - £27,000 of the odd holiday as well.
Jessie14
12th Mar 2018
1
Thanks for voting!
IF the governments of the day had not stolen my pension for 5years I would have had a decent standard of living. However since they not only deprived me of £40,000 but didn't have the decency to inform me, I find myself, after 40years of working damned hard whilst raising my family & caring for my parents, without ANY savings & relying on my husband for money, which I HATE. I have lost my independence & for the first time in my life I have no money of my own.
john-r-p
19th Feb 2018
3
Thanks for voting!
I payed in all my working days 15 to 65 via tax & stamp, what have the government done with all the money given it to other countries
571
17th Feb 2018
0
Thanks for voting!
I am 60 in April and my husband 65 in August and our plans all along was to retire this year. But the Govt changed the rules and I have to wait until I'm 66 for my state pension. It also means I cannot look after my grand daughter, but will have to keep working.
Juicy123
17th Feb 2018
0
Thanks for voting!
I was due to retire in 2019 having worked since 1975 but the Govt pushed through the new women retirement age to 66 was told this in 2013 too late to make provision for my pension. I qualify for the full flat rate SP this year but will now lose £50000 pension payments. Have joined WASPI to try and get a bridging pension. I would have been ok under the old scheme with SERPS. I opted out 23 yrs will have to live on that i suppose!
JoyMac
17th Feb 2018
3
Thanks for voting!
Why does UK have one of the worst state paensions in Europe.?
Juicy123
17th Feb 2018
2
Thanks for voting!
No idea Joy perhaps this Govt could give an explanation?
KAH
16th Feb 2018
2
Thanks for voting!
Retired early expectedly due to caring responsibilities which has had a big impact on finances.
Lionel
15th Feb 2018
4
Thanks for voting!
At the moment we're OK. But then we don't have huge ambitions for travel or the high life; we're very content in our backwoods house and garden with our dogs.

Based on the noble principle of give the kids money when they need it most, we have little or no savings. But that really was a life or death situation.

I believe it comes down to preparation for retirement, and it's not all about pensions. We bought this house 16 years ago, our first marital home together, knowing the local charges were low, the house was quite large and the garden enormous. With all the insulation etc., it's cheap to run. The downside is there's that many power cuts the lekky bills aren't enormous either!

My wife has MS and so our lives are a little limited compared with others. Yet we remain grateful for what we can have and do.

Retirement really isn't about packing away the savings because some miserable beggar will find a way to rob you of them. No, it's more about preparing a way of life that's sustainable into older age. It's about making do with what you have rather than surrendering to advertisers selling stuff you don't really need.

Just so long as you have enough to thrive on, and some to give, you're comfortable.
Wilf
16th Feb 2018
4
Thanks for voting!
Totally right Lionel plus health is wealth
Wilf
15th Feb 2018
4
Thanks for voting!
Retire what is that? I am supposed to be retired but still do jobs as we need the money. We have small private pensions but they are just that small and my wife hasnt taken hers yet we cannot see the point at the moment as its only a few thousand £.
MrsPat
15th Feb 2018
3
Thanks for voting!
Thanks to the government and previous ones as well I will not get my pension for years. That cannot be right or fair so I need to keep battling on while what I should be doing is looking after my grandchildren and some charity work.
Bald123
15th Feb 2018
4
Thanks for voting!
At this rate I just cannot see myself or the wife retiring-its a sad state of affairs.

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