-
PamW2's latest comments
ViewDate:
22nd Nov 2019PamW2 commented on:
Win a £50 Morrisons voucher to treat yourself during the festive season£50 would be very useful at Christmas time!ViewDate:
11th May 2018PamW2 commented on:
Do Millennials deserve £10K for doing nothing?My husband and I married in 1969 after a three year engagement when we saved every single penny we could for a deposit on a small bungalow. The bungalow was £4200 and deposit £750. Our joint earnings were £20 per week. We went out with friends once a week for a cheapish evening, no foreign travel, a very old car and by the time we were married had absolutely no spare cash so no honeymoon. The only new item of furniture we had was a dressing table, no TV, no washing machine etc. We were very happy just being together. Over the years we had three children, losing our first born to a brain tumour when she was 2. We have received no benefits except family allowance and when I left work to have the children we had no maternity pay and lost our jobs. Both of us worked extra hours to keep our family afloat especially when the interest rate went up from 8% to 15%!! We paid National Insurance contributions all through our working life and contributed to occupational pensions which now leave us comfortably off. We moved house twice and our current house is worth over £400,000. We have helped our two sons to purchase their houses and have been very pleased to do so. We certainly never received any financial help from our parents. I am not tarring all young people with the same brush but feel very strongly that they do tend to think they are hard done by and are not prepared to give up a good lifestyle to save some money! Give up the new cars on finance, manicures, expensive beauty treatments, tattoos, foreign holidays, binge drinking etc. It's very expensive to rent flats or houses and difficult to find the money then to save for a deposit but with interest rates as low as they are now there is no better time to get on the property ladder. We will be livid if we have to pay more tax to pay for this ridiculous idea!! Pensioners seem to get blamed for everything when it was banks and politicians who have caused the situation today when houses are so expensive.