Five reasons you should plan your funeral in advance

Did you know that the cost of a basic funeral in the UK is at an all-time high? The average cost of a basic funeral here in the UK is £4,184 and has increased by 1.7% since 2019.1

1. Safeguard against rising funeral costs

Golden Charter Funeral Plans let you lock in the costs of the funeral director’s services at today’s prices, saving your loved ones from having to cover those costs themselves at the time of need.

2. It’s a safe, secure way to plan ahead

When you take out a Golden Charter funeral plan, you can rest assured that your payments are protected. Your money is paid into the Golden Charter Trust which is run by a Board of Trustees completely independent of Golden Charter.2

Golden Charter is one of the UK’s leading funeral plan providers3 and is the only funeral plan provider recommended by the Society of Allied & Independent Funeral Directors (SAIF). They are also a registered provider with the Funeral Planning Authority and therefore follow a strict Code of Practice.

3. Your funeral, your way

Golden Charter offers a range of five flexible plans, and their team of expert advisors can help you personalise each of those plans to suit your needs. They have a range of flexible payment options, starting from just £13.59 per month depending on age and chosen plan type.4

4. Help save your family from worry

A funeral plan can help save your family worry and expense, helping make things easier for your loved ones when the time comes. As many Golden Charter plan holders often say, it can be very comforting to know that when the time comes, their funeral wishes will be taken care of with one phone call.

5. Plan ahead with a trusted, local funeral director

Golden Charter works with almost 3,000 independent funeral directors across the UK, giving you the widest choice in the UK.5 Many of these local, independent funeral directors have been in their communities for generations.

Don’t just take our word for it

94% of Golden Charter customers said they were satisfied or very satisfied with their service, and 93% would recommend them to a friend.6

So why not take the first step today?

Golden Charter is committed to giving customers value year after year, that’s why they’ve frozen their funeral plans at 2020 prices.

They have a team of friendly UK-based advisors who are waiting to help with everything from choosing a local funeral director to the finer details of your funeral arrangements.

Plus, you’ll get a free pen just for enquiring. If you take out a funeral plan with Golden Charter before the 7th April 2021, you’ll also receive a free £100 M&S gift card.7

Request your free, no obligation information pack today by submitting your online enquiry here or call Golden Charter free on 0800 090 2254 and quote SILVER100 to claim your gift card.7

1 SunLife (2021), Cost of Dying Report,
This excludes the fixed monthly payment option where money is paid to a UK life assurance company and managed by them.
3 Based on recent market share of funeral plans sold. For details please see Funeral Planning Authority statistics 2018 and Golden Charter Annual Review 18/19.
4 The pay monthly prices of our funeral plans are representative based on a 50 year old paying by the low instalments payment option with a £49 deposit over a period of 30 years.
5 Based on number of funeral director branches in the UK accepting Golden Charter plans at 1 Sept 2019.
6 Based on independent research by CJM Research between October and December 2019 (sample size 662).
7 To receive the gift card, you must purchase a funeral plan over the phone or online with Golden Charter before, or on March 31, 2021, quoting SILVER100. If you are purchasing a plan online you must use the link provided. The Gift Card will be issued between 30 days and 4 months from the start date of your plan, providing that your plan remains in place and the necessary payments have been received. No cash alternative will be offered. Not to be used in conjunction with any other offer.


The contents of this article are for reference purposes only and do not constitute financial or legal advice. Independent financial or legal advice should be sought in relation to any specific matter. Articles are published by us without any knowledge or notice of the circumstances in which you or anyone else may use or rely on articles or any copy of the information, guidance or documents obtained from articles. We operate and publish articles without undertaking or accepting any duty of care or responsibility for articles or their contents, services or facilities. You undertake to rely on them entirely at your own risk, and without recourse to us. No assurance of the quality of articles is given or undertaken (whether as to the accuracy, completeness, fitness for any purpose, conformance to any description or sample, or otherwise), or as to the timeliness of the publication.

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