Paying for treatment outside of the NHS

Print Friendly

Paying for treatment outside of the NHS: New finance option puts choice back in the hands of patients

With more people than ever before looking to pay for treatments outside of the NHS, most of the UK’s major private hospital groups are offering flexible finance options. However, the majority charge fees to set up the finance options or have short interest free periods thereafter. But one provider, BMI Healthcare, is looking to do something different and put choice back in the hands of its patients.

“BMI Healthcare is the UK’s largest private hospital group and we truly believe in making sure we, as a nation, are all aware of the healthcare choices available to us,” GP Dr Adam Simon at BMI Healthcare commented.

“That doesn’t mean bypassing the NHS but making patients aware of all their options. In the past few years we have seen an increasing number of restrictions within the NHS on procedures, such as cataract surgery and hip and knee replacements.

“For us it’s all about making sure patients with private medical insurance let their GP know that they can be referred into the private sector and that patients, who don’t have insurance are aware that there is always the option to self-pay,” Dr Simon concluded.

The flexible finance options available in the private healthcare market place mean that patients don’t have to stump up the cost of their self-pay treatment in advance. BMI Healthcare’s finance option, the BMI Card was recently relaunched to give patients more options when self-funding private healthcare treatment. The BMI Card allows patients to spread the cost of treatment with 12 months’ interest-free credit and a representative APR of 9.9% APR (variable) thereafter.

It provides patients with another option to pay for private healthcare if they are not medically insured or the treatment they need is restricted or not available on the NHS. The card is also suitable for people who already have private medical insurance, but whose policy won’t cover a particular treatment they need.

“Unlike the other major providers, the BMI Card is obtained directly through BMI Healthcare rather than a loans provider,”explained Sam Phillips who heads up the self-pay team at BMI Healthcare. “The BMI Card allows patients access to the medical care they need with a credit limiti to suit them.

“It helps make healthcare more affordable by allowing patients to spread the cost of their treatment and, with 12 months interest-free credit, helps to make private healthcare accessible to more people than ever before,” Sam concluded.

For more information on the ’Pay for Yourself’ options available at BMI Healthcare or the BMI Card please visit: or call: 0800 096 2695

i Credit limit available with BMI Card is subject to an individual applicants credit status


The following two tabs change content below.
Hello ... I am the Creative Director and Website Editor for Silversurfers and manage all the social media too. I hope you find the features and articles we have shared with you of interest and relevance. Please feel free to comment below and share your thoughts with us ... I hope you enjoy Silversurfers and all that we offer ...

Latest posts by Silversurfers Editor (see all)

Not a member?

Join the silversurfers community today! It's free, easy to do, and is packed full of features and amazing offers!

Join the community!
Click here if you have forgotten your password
Jane Again
25th Aug 2015
Thanks for voting!
Fabulous - I love the Facebook posts! Relevant and informative - with a smile thrown in for good measure - thank you!

Community Terms & Conditions

Content standards

These content standards apply to any and all material which you contribute to our site (contributions), and to any interactive services associated with it.

You must comply with the spirit of the following standards as well as the letter. The standards apply to each part of any contribution as well as to its whole.

Contributions must:

be accurate (where they state facts); be genuinely held (where they state opinions); and comply with applicable law in the UK and in any country from which they are posted.

Contributions must not:

contain any material which is defamatory of any person; or contain any material which is obscene, offensive, hateful or inflammatory; or promote sexually explicit material; or promote violence; promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age; or infringe any copyright, database right or trade mark of any other person; or be likely to deceive any person; or be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence; or promote any illegal activity; or be threatening, abuse or invade another’s privacy, or cause annoyance, inconvenience or needless anxiety; or be likely to harass, upset, embarrass, alarm or annoy any other person; or be used to impersonate any person, or to misrepresent your identity or affiliation with any person; or give the impression that they emanate from us, if this is not the case; or advocate, promote or assist any unlawful act such as (by way of example only) copyright infringement or computer misuse.

Nurturing a safe environment

Our Silversurfers community is designed to foster friendships, based on trust, honesty, integrity and loyalty and is underpinned by these values.

We don't tolerate swearing, and reserve the right to remove any posts which we feel may offend others... let's keep it friendly!

More Healthcare

Peace of mind with Clear Health shutterstock_74264077
Private Medical Insurance is becoming ever more popular with those over 50, as their health...
5 things to consider when buying a mobility scooter _Q5A7329_Mobility
Choosing which scooter to buy is an important decision as the right one could make such a positive...
‘When I’m 64’ – Aches & pains might make life a misery… SilverSurfersThe-Bare-Bones-Guide-to-Joint-Pain_900x550
New ‘Bare Bones’ research reveals extent of aches and pains amongst the 55+...
What does Orthopaedic Surgery do? ortho
Orthopaedic surgery can reduce pain; and increase function allowing people to return to normal...
Up to £140* off all Health Assessments with Nuffield Health Nuffield Health Brentwood Hospital
Our unique Health Assessments are specifically tailored to address all relevant health and...
You needn’t put up with knee pain 3d rendered illustration of skeletal knees with painful joints
‘Bad knees’ are a cause of pain for millions people in the UK leaving them unable to complete...
What happens during a health assessment? 290415_Nuffield_SH3_049
Niki May Young takes us through her 360+ Health Assessment experience, and the surprising...
I’m glad I expressed my prostate cancer concerns Tom_Gowers3_900x550
When Tom was diagnosed with prostate cancer at 43, his long-felt suspicions had been confirmed...
Healthcare options to keep you in your livelihood Brian Walters
Healthcare Options - Paying for the treatment you need to keep you in your livelihood: Brian’s...
Paying for the treatment you need could get you back in the saddle and improve your quality of...
Why wait for treatment on the NHS to start living your life? G
Hip and Knee Replacements: Why wait for treatment on the NHS to start living your life?  Many...
Enjoy up to £75 off a Health Assessment at BMI Healthcare Health Assesment offer - image
BMI Healthcare , the UK’s largest private hospital group, are helping people put their health...