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Which personal details would you refuse to share?

Everyone from supermarkets to social media sites want our personal details – but where do you draw the line?

These days, it seems we’re asked to hand over a rich mix of particulars on a regular basis.

Chuggers ask for our bank account details. Websites won’t allow access without our email address. We give away our credit card number whenever we shop online.

It wasn’t that long ago, however, that your personal details were just that: personal. And they would only be shared with those you knew and trusted or dealt with face-to-face, such as your bank manager or local store.

With so much information being exchanged online, however, sharing with those we’ve never met has become the norm. But with identity theft at an all-time high, is that a good thing? What will you say when you’re next asked?

Which personal details would you refuse to share?

Debit or credit card numbers

Always refuse
0%
Sometimes refuse
0%
Never refuse
0%
Based on 208 public votes.

Bank account details

Always refuse
0%
Sometimes refuse
0%
Never refuse
0%
Based on 192 public votes.

Email address

Always refuse
0%
Sometimes refuse
0%
Never refuse
0%
Based on 199 public votes.

Phone number

Always refuse
0%
Sometimes refuse
0%
Never refuse
0%
Based on 196 public votes.

Passport number

Always refuse
0%
Sometimes refuse
0%
Never refuse
0%
Based on 197 public votes.

National Insurance number

Always refuse
0%
Sometimes refuse
0%
Never refuse
0%
Based on 199 public votes.

UK driving licence number

Always refuse
0%
Sometimes refuse
0%
Never refuse
0%
Based on 188 public votes.

We love to hear your views so feel free to leave any additional comments in the section below…

OwlDetect checks online to see if any of the personal details shown above have been listed on unsafe websites or the Dark Web. If they have, we let you know and help you put things right. Find out more at owldetect.com

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Blueeye
7th Jul 2017
0
Thanks for voting!
Like a lot of others have already stated it does depend on the website and why they are asking for a piece of information such as for excise duty for the car in which case they may ask for insurance details but normally they ask for email to reply to you and bank details if you need to set up direct debit BUT NOT PIN NUMBERS! They never-ever need this !
So the question is a bit open really !!
granny 24
23rd Jun 2017
2
Thanks for voting!
The question is quite open as it doesn't give specific instances when you would or wouldn't refuse to give information which is why I have mainly said "sometimes"
scandiman
23rd Jun 2017
1
Thanks for voting!
I'd like to tell you all about a recent scam. I received an invoice via e-mail from Apple I-Tunes, which said I had bought a video game for $49. I had not. There was a link which said, 'click here if you don't recognise this purchase'. I was then asked for name, address and date of birth. They wanted my credit card details, which I-Tunes already have anyway. They also wanted my bank account number and sort code. In the 'security questions ' box, there was a choice of Mother's maiden name, driving licence or passport number. I refused to give anything. After contacting Apple, I was told this is a phishing scam to get my bank details. The purchase didn't appear on my I-Tunes account. To be safe, I put a stop on my credit card. PLEASE BE AWARE OF THIS SCAM. DO NOT GIVE ANYONE YOUR BANK/CREDIT CARD DETAILS, NO MATTER HOW PLAUSIBLE THEY MAY SEEM.
labazs1964
23rd Jun 2017
0
Thanks for voting!
i think it is easy to get caught up in phone calls etc and forget security but its important never to disclose personal details
ThePrimate
21st Jun 2017
2
Thanks for voting!
Regarding owldetect.com. Their website states that;
"The data monitoring feature is provided by CSIdentity Corporation, a company based in Texas, USA, and its affiliates. CSIdentity Corporation is not a company linked to us and is a separate trading entity but is our subcontractor for the purposes of the data monitoring service feature".

I have yet to find a decent online review on this company (I found a few very average ones) which was purchased by Experian last year.
My main concern about using any company like this is; If they are based in the USA and provide a data monitoring service then I'm going assume that my personal data would be available to them and being a foreign company how confident can I be that my personal data would be secure.
Feel free to correct me but owldetect are using a 3rd party based in the USA and owned by someone else to protect our data?

It sounds like owldetect are more of a broker in this arrangement. I think it is worth exploring other companys' products before making a decision.
CarolineM6
21st Jun 2017
1
Thanks for voting!
One of the parcel delivery services in France was demanding a copy of my passport. I refused. They can look at it as proof of identity, but taking a photo...absolutely not. Told him a firm NO, and he could take the parcel back. He didn't insist and gave me my parcel. I contacted the company and demanded to know what they did with the photos of people's passports, "we don't keep them" but wouldn't say how they disposed of them, or why they needed a photo. I made a formal data protection request but they ignored that too. You have to stand up to these people.
Macmay
21st Jun 2017
1
Thanks for voting!
I have a very low balance credit card I use on line. I don't give other details, by phone or on line. NI and drivers number are only given when renewing road tax on .gov site. Certainly never to callers or buying on line. I think I'm over cautious, hey hoo, so be it.
Blueeye
7th Jul 2017
0
Thanks for voting!
I use PayPal with an account that only has enough to pay the bill and i transfer more if required ,i find Paypal very flexible and an easy way to pay for things internationally also.
djl277
21st Jun 2017
2
Thanks for voting!
To be honest - I've been using the Internet for such a long time (in fact since the days of CompuServe in the early 90s) that my information is likely strewn all over the place and those who are determined enough can find out loads of things about me. Do I care - not really.

For most things online that store bank details, NI, Passport and Driving Licence numbers and the like, I use extremely long and complex usernames and passwords which I change on a regular basis. Even my Sainsbury account has a 64 random character password.
Wilf
21st Jun 2017
1
Thanks for voting!
I am not too bothered about giving my personal details apart from national insurance etc
Lionel
19th Jun 2017
4
Thanks for voting!
Online security is a matter of common sense.

My wife and I have two cheap and cheerful bank accounts. What we buy online - not much-is paid out of these. Our main account is never, not ever, referenced online.

We both have 'dump' email addresses. Quite simply, we signed up for a Gmail account and use that to sign in to any online stuff. These accounts feed to our computers but are tagged to call everything junk. What comes into these accounts is almost unbelievable. But the good stuff, SS for example, we have marked as not junk.

Almost always we use proxy servers - it costs about ten pounds a month. That way our geographical location is always hidden.

Also, I have placed a lot of information about me on SS. But, I've mixed up names, dates, places and even my avatar has no geographical data on the image. Yes, I do write the truth, but not in a time sequence which may be traced.

Only family and a few close friends have our most private email addresses. Even our web surfing is through a proxy server which says to any interested party, we could be anywhere on the planet.

Nonetheless, I'm going to take a look at owl detect.com, just to be sure.
djl277
21st Jun 2017
4
Thanks for voting!
All good advice. I would add PayPal (not connected to your main bank account) to the list as it's a safe and secure way to pay for stuff online. I also have my own domain name which allows me to create temporary email addresses that I delete once I've used them.

£10 a month seems a bit steep for a VPN - I use a product called Private Internet Access at £40 a year or £5.50 if you pay monthly.

https://www.privateinternetaccess.com/
4
Thanks for voting!
Very impressed with how you take your online security so serious Lionel.
Lionel
20th Jun 2017
4
Thanks for voting!
Thank you for your kind words, Sally.

Back in 2002 my wife and I were taken for quite a lot of money online. It was entirely my fault; negligence. Now, being tight with money there was a period of grieving followed by mourning. Candles were lit around my debit card before it was ceremoniously buried, to be replaced by a new account card. The bank account recovered, as we all do after a bereavement.

Since then, a small investment in security has paid handsome dividends.

I proposed to invest in owldetect.com as well, just to be sure.

Sally, whimsy over. I read a comment you wrote a few days ago on the forum about having three daughters and a dependent mother. I can empathise here. My own mother was utterly dependent because of arthritis crippling her. I was truck driving at that time; would leave my truck at Heathrow on a Friday evening, having driven for five days and spent nights in the sleeper cab, and then head off to West Norfolk to spend the weekend bathing her, cooking for the following week, house cleaning, bill paying ... ah, but you know what it's like. Besides empathy I offer sympathy. I know just how frustrating it is, and so tiring too.
SteveP6
19th Jun 2017
4
Thanks for voting!
Always beware of scammers. If it sounds to good to be true then its probably a scam.

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