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Our holidays are in safe hands 

“Wherever we go, it’s great to know that a warm welcome, comfortable accommodation and a beautiful location await us. We – and our holidays – are in safe hands.” – Frances Todd

Frances and husband Bill have been Bondholders for over 20 years. “We went on holiday with some Bondholder friends,” recalls Frances, a former practice manager with a mental health trust, “to Santa Rosa, the Bond’s Lanzarote home. That was more than enough to convince us that the Holiday Property Bond was right for us.”

Since becoming Bondholders the Todds, from Richmond, Surrey, have made good use of their Bond. “It’s probably easier to list which sites we haven’t visited over the years,” says Bill, a  retired ground manager for a major British airline. “Wherever we go, it’s great to know that a warm welcome, comfortable accommodation and a beautiful location await us.”

“We took our three children and four grandchildren for a fortnight at El Balcón de Santa Ana during the summer holidays,” says Frances. “Ann, the brilliant manager, and her team made sure children and parents were catered for, with tennis coaching and two activities organisers: a true success. We love that Canary Island site, having visited many times, and we’re going again in early October. It’s a special place, with lots to do if you want – or you can just sit and relax.”

Bondholders for 10 years: Mr and Mrs Todd

The Todds reserve special mention for Henllys in Anglesey: “Again a site we’ve visited often. It’s a gateway to Eryri (Snowdonia), and the island itself is full of interest.”

Bill and Frances also like Coo Palace in Dumfries & Galloway, the Bond’s newest UK site. “The area  was home to my ancient ancestors of the Douglas Clan,” says Bill, “with nearby Threave Castle the seat of Archibald Douglas: ‘Archibald the Grim’. A great moniker but not a man to cross apparently!”

“But wherever we’ve visited – here in the UK, in France, Spain, Majorca, the Canary Islands and Madeira – we’ve met with the same high standards of management,” adds Frances. “Standards matched across the board, with bricks-and-mortar, equipment, furnishings and so on well maintained and updated as needed. It’s clear a lot of attention is paid to keeping the Bond’s properties in tip-top condition.”

“It is one of the best decisions we’ve made,” Bill concludes, “and we will continue to enjoy these wonderful sites for as long as we can, knowing that our children too will benefit in the future.”

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Property featured in header image: Henllys in Anglesey, Wales

Exclusive holidays for life: An initial payment from £5,000 and a quarterly fee of under £38 (that is around £150 a year), which can increase in line with but not exceed the Retail Price Index Excluding Mortgage Interest (RPIX), gives you access to all HPB’s holiday homes. For each HPB holiday, you will pay a no-profit user charge covering only property running and maintenance costs and use of on-site facilities. The average charge is the same throughout the year, and for a studio is around £360 a week and £540 for a two bedroom property. Larger properties are also available. After an initial charge of 25% your money is invested in a fund of holiday properties and securities. The fund itself meets annual charges of 2.5% of its net assets at cost, calculated monthly. Your investment return is purely in the form of holidays and, as with most investments, your capital is at risk. You can surrender your investment to the company after two years or more (subject to deferral in exceptional circumstances) but you will get back less than you invested because of the charges referred to above, as well as other overheads and changes in the value of the fund’s properties and securities.

This advertisement is issued by HPB Management Limited (HPBM), the main UK agent and the property manager for HPB, authorised and regulated by the Financial Conduct Authority, registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPB is available exclusively through HPBM. HPB is issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.

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