image

Should shops continue to take cash?

Keep the change: Retailers sign up to ‘cash-friendly’ pledge

Major retailers have signed up to a cash acceptance pledge, helping to ensure that customers who want to pay in coins and banknotes will not be excluded by the transition to digital payments, Which? has said.

Aldi, Asda, Co-op, John Lewis, LloydsPharmacy and Waitrose have made the public commitment to keep accepting cash in their stores.

Together, the supermarkets are responsible for nearly 4,500 stores in the UK, and have a combined grocery market share of more than 30%.

LloydsPharmacy has committed to continue to accept cash across its 1,400 UK branches, and John Lewis has agreed to do the same across its stores nationwide.

Which? is inviting all retailers, large and small, to sign the pledge.

It said the scheme has also been backed by retail associations, with the British Retail Consortium, Association of Convenience Stores and the British Independent Retailers Association encouraging members to commit.

The Federation of Small Businesses is also promoting the scheme to members and the Bank of England also supports the introduction of the pledge, Which? said.

One of the small retailers signed up to the pledge is the Lodge Cottage Farm Shop in Crockey Hill, York.

Store owner Alison Owens said: “As a small local business we think it’s important not to exclude anyone, and we would never refuse anyone trying to pay with cash.

“A lot of our elderly customers rely on cash and people are often telling me that other stores will now only take card payments. We are a small farm shop that has served the local community for 10 years and will continue to accept cash for people buying our goods.”

Now that restrictions are gradually lifting, Which? said it wants to ensure that the 10 million consumers who are not ready or able to give up cash are not left in a position where businesses are permanently refusing cash.

The pledge was launched as Which? was hosting a summit on the future of cash on Thursday.

Anabel Hoult, CEO of Which? said: “Our cash-friendly pledge will reassure consumers who rely on cash that they won’t be left behind as we make the transition to digital payments.

“The Government announced it would legislate to protect access to cash more than a year ago. Now it must set out when this will be introduced and explain its long-term plan to protect cash for as long as people need it.”

Peter McNamara, CEO of ATM operator NoteMachine, said: “We’ve seen cash withdrawals soar in line with footfall as lockdowns have lifted, showing that there is clearly still enormous demand for cash amongst many consumers.

“When people do take out cash, we know they tend to spend it in the local area, so ensuring cash is protected is crucial to the recovery of local economies and local businesses.”

Were you affected by the no cash policy in some shops during the pandemic? Are you happy to hear that some stores are pledging to keep taking cash?

Should shops continue to take cash?

619 people have already voted, what's your opinion? Yes No

What are your views?

We'd love to hear your comments

Not a member?

You need to be a member to interact with Silversurfers. Joining is free and simple to do. Click the button below to join today!

Click here if you have forgotten your password
Whiteeagle17
7th Jun 2021
1
Thanks for voting!
A slightly different stance on the subject, what about buying from private individuals or will homeless people have to apply for a card reader for those who wish to give money?
Barton babe
5th Jun 2021
0
Thanks for voting!
Why not, it's legal tender.
cehodgson
4th Jun 2021
0
Thanks for voting!
We should continue to have the choice of cash or card. If it’s card only and you lose your card or it is stolen , you have no way of paying until your new card arrives. I usually pay by card but my husband prefers using cash.
Darkstar
25th May 2021
2
Thanks for voting!
Yes. The banks already have OUR money, now they want control over how we spend it.
rughead63
21st May 2021
2
Thanks for voting!
Of course they should keep taking cash money,I’ve had two occasions where I used my card and it was cloned, on one occasion they wiped out my bank account, luckily the bank sorted it out and I got my money back but it took a couple of months, so now the only places I use my card is where I’m certain it’s secure,the rest of the time I use cash. If I go to a shop and they don’t take cash I go elsewhere, their loss.
Supersabre
20th May 2021
4
Thanks for voting!
Could not agree more with the comments on here about this.
Like everything else, joe public has no say whatsoever.
Just to help you, banks have been allowed to close over 500 branches in lockdown alone.
So you will have it, wether you like it or not.
Customer service? Like councills, you are only wanted for two things : your money or your vote.
Lionel
17th May 2021
3
Thanks for voting!
Would it not be better for us all to forget this electronic current nonsense and deal with some of the country's most pressing problems.

Just a short list: lawlessness; corruption in high places; the state of the nation's health and the NHS; national defence; poverty and deprivation; the justice system; cyber crime ... to name but a very few.

If these were truly dealt with we would know we had a real government, one that would deserve re-election and not just be the least worst option of two.
Lionel
17th May 2021
2
Thanks for voting!
That's electric currency.
Wilf
17th May 2021
2
Thanks for voting!
Hear Hear Lionel-I agree with you. We need to crack down on crime, eradicate poverty and spend much more on the NHS. Labour is a joke as we need a strong, viable opposition to enable us to have a strong democracy. In the last 40 years there have only been 3 Labour governments all run by Blair. Time for some new parties me thinks?
Lionel
17th May 2021
4
Thanks for voting!
It's just never going to happen while we exist under this politicised bureaucracy called the Civil Service and our politicians. So many times on SS I've called for the top thord of the Civil Service to be removed, more it's found desirable, and the entire Commons and Lords.

I saw a headline yesterday, I think, asserting that the heads of quangos such as English Heritage, should be replaced by people north of the Blue Wall. Amen to that. Rid ourselves of this flea-bitten political elite and let the country be governed by real people; working people who know what it is to graft for a living.

May I suggest a lame farm worker to be Minister of Agriculture. I'd shake up the beggars! I know the inside track.
Wilf
18th May 2021
1
Thanks for voting!
I tend to agree Lionel and it would be beneficial to have someone at the top of agriculture who knows what they are doing. The problem with the political system is what is a better structure than we have-worldwide?-Sweden-Switzerland ???
Lionel
18th May 2021
1
Thanks for voting!
Wilf, I do favour the Swiss model. By each canton being self governing (that takes account of the three very different peoples making up Switzerland) that leaves the federal government dealing with a limited number of briefs.

Unlike UK, Westminster may intervene in almost any area of life - hence the nanny state, whereas in the Swiss model that can't happen.

I also favour the limitations placed upon the federal government by needing a referendum each time a change in national policy is required. For instance a couple of years ago the federal government needed the go-ahead for greater inward migration for EU peoples and their migrants. A referendum came back with, 'no thanks,' and the Federal boys and girls were left to wriggle out of a difficult situation with the EU they had no legal powers to create.

In view of a strong vein of nationalism running through Scotland and Wales, and to some extent Ulster, the Swiss model could be the way forward.

What do you think?
Wilf
18th May 2021
1
Thanks for voting!
Yes I agree Lionel which is why I mentioned Switzerland. The USA is similar but on a much larger scale however, the federal government is much stronger although some states like California just seem to always go their own way like become carbon neutral earlier than other states and certainly the USA itself with 40% reduction vs 1990 by 2030.
Lionel
18th May 2021
0
Thanks for voting!
When you mentioned Switzerland it struck a chord of memory. My senior lecturer in Geology was obsessed with Switzerland. He had us go well wide of the Geology syllabus and read of that country's political, economic and social system which, he stated so many times, worked! (That was 1970 during the Fuel Crisis, I think). On one occasion we had a day long debate on Switzerland and its ways of life with the three peoples bound into one system yet remaining distinct from each other.

In 2001 my wife and I drove our camper through Switzerland, exiting at Altdorf into Italy. That well ordered, affluent and efficient society has remained with me. What a difference to our own society and its ways.

I do believe the rising tide of nationalism throughout the UK, if it is not answered with a different governmental structure, will result in the destruction of the United Kingdom. Then we will all be much worse off. Better together was the perfect slogan answering IndyRef 1 in Scotland.
Wilf
19th May 2021
0
Thanks for voting!
We have been to Switzerland a few times-Its expensive but its clean, incredibly efficient, friendly, litter and thug free and you cannot get a bad meal. What's not to like? Also the scenery is stunning. Three different origins of nationalities and they have had 800 years of peace and in the meantime have become hugely wealthy. The UK meanwhile has had wars with practically every country in the world and although it's a brilliant country there are a lot of issues with crime, litter etc etc. I agree the last thing we want is the Scots to leave the UK. I love Scotland. It is the most wonderful country-I think it would be worse off without the rest of the UK.
Lionel
19th May 2021
0
Thanks for voting!
I believe we're more likely to see Father Christmas eating plum pudding in Hampstead Heath than any Westminster government acceding to the Swiss model. Cast your mind back a few years to Cameron. The nation was screaming for P.R. but he offered a much watered down version - AV. Of course, at the so called referendum it was rejected. But let's speculate for a few moments.

Wales, Scotland and Ulster are economically unable to survive alone. Even if Scotland joined the EU their membership would only be granted as a smack in the teeth to Brits. The Swiss model resolves the nationalist issue at a stroke.

I do think the UK would need something akin to the US National Guard; a non-military, apolitical militia of trained men and women able to keep the peace. At the moment the only alternatives available to authorities are the Police or the Military. Martial law has strong underpinnings of a Whitehall weakness and any government invoking martial law would never see power again, so it's unlikely to ever be used to any meaningful extent. Lawless then continues apace.

In keeping with the new model I would like to see the UK declare itself neutral, but with a civil defence force like Israel and a small standing military. Of course that notion has its own difficulties in terms of mutual security treaties with other nations and our membership of NATO. But if we can get out of the EU with a pair of clean heels and on the winning side ...

There's just two more major sticking points in my view. One is the question of who owns UK PLC? So much of our national asset and wealth base has been sold off over these last forty years that we no longer own the means of production or our asset base. Surely we would need to be our own financial masters in we went with the Swiss model.

The final sticking point is that which is bringing down America. Race. Unless I'm much mistaken the race matter, and a few other things, are being used to remove the notion of the nation state, something Sturgeon plays on heavily. People are now far less Brits, Scots Welsh, French or Germans but even with Brexit we're still Europeans, without a solid national identity. The term European leaves Brits as an amphora's blob with a British history and a continental present. The two cannot be reconciled. If we can come to terms with race and migration in realistic terms and recover our asset base then we stand a chance of remaining Brits. If not we'll have a representative democracy in Whitehall with strings pulled from Berlin forever.
Wilf
19th May 2021
1
Thanks for voting!
Some interesting points Lionel. I do not see our strings being pulled by Berlin. I think although economically the Germans are about 50% larger in terms of GDP than the UK they are politically in a bit of a pickle. The UK has the advantage of being somewhat in the middle economically and politically speaking of both the US and the EU with deep ties to both. We should also be building ties with Japan and also China (which Cameron tried to do back in about 2014) and especially with our kin in Oz, NZ and Canada. Some strange times ahead!
Lionel
21st May 2021
2
Thanks for voting!
Wilf, I most certainly agree with you in making friends with other nations. In the early nineties I was quite isolated in saying we should befriend the former Soviet states of Eastern Europe and better, make a good, lasting friendship with the former Soviet Union. Like most things we let these opportunities pass to our overall cost.

China is a special case. I was at school for six years with a Cantonese Chinese chap. We were good friends for many years after school. Their thought patterns aren't like ours and their world view isn't like ours. As I came to understand them they're not an empire building people, no, rather more consumed with protecting their own peoples and lands.

The West has systematically made an enemy of the Chinese people. If conquest of the West is required to sustain their own people in a certain lifestyle and security then they will become aggressive towards us. They have viewed us as hostile to them since the early days of Mao in 1948. Their ability to field a modern army of 200 million should jerk Whitehall to sit up and take notice. But they haven't, and probably won't.

Sometimes I think we could write history a decade or so before it happens.

As for Oz and NZ, well, we crapped on them from a great height when we joined the EU. Shove your lamb and butter etc., My very long time Kiwi friend (he's a British ex-pat of45 years) gave me the impression NZ would continue to supply the South East Asian markets through pre-existing treaties and we could have what's left.

The Oz and Kiwis have very long memories, just like the Russians.
Wilf
23rd May 2021
1
Thanks for voting!
We need to find some accommodation with the Russians as they are the worlds leading nuclear power (with the USA). The Chinese do not care about world expansion. They have a country bigger than the USA with the world's largest population. That in itself is enough to manage. They have always know China as "the Middle Kingdom" and the centre of the world. They still view it as such. Likewise we need to keep on friendly terms with them.
Lionel
23rd May 2021
0
Thanks for voting!
Wilf, I've considered your points most of this very long day. There isn't a great rift between us.

You speak of an accommodation with the Russians. I may only say, a little late in the day but very welcome. But none the less Russia, and so many other countries, need to know precisely who they are dealing with.

Are we a failed arm of the EU, a satellite of Washington or what? Are we credit worthy?

We must, with all urgency, establish our nationhood. We must be seen to be identifiable as Brits, and we must feel British and be British as the world understands it.

Such nationhood begins here, in the UK. Referring to an earlier part of this thread, a Swiss style of government would be of great value in this train of events. But whatever we do about our governance other nations willing to trade with us must know who they are trading with. Thy must know we are stable, secure, self determining and able, as a nation, to finance what we undertake with them.

In this sense I believe we must look back to look forward. The Britain of the pre-war 20th century was singular, dependable, self reliant in many ways, and indomitable. That, I believe is what other nations will willingly trade with.

The Russians, and here I'm sure you will allow I have a deal of experience of the Reds who once dominated central Europe, and to this day have a menacing presence there, are a people who need to know who they are dealing with. They're ware Washington is come a spent force as is Brussels. Any negotiator with half a brain is looking for replacement partners, solid, dependable, reliable. That's where we come in as Brits.

There's plenty of space for trade partnerships with all the former Soviet states and Russia. But they need to trust us as an independent people.

What do you think?
Wilf
24th May 2021
0
Thanks for voting!
Yes I agree Lionel we should extend the hand of friendship to Russia and trade with them. We also need to recognise they actually have a smaller economy than Spain and not much bigger than Holland! There are many other countries to trade with but I do think we made a mistake leaving the EU. Why on earth would we want to leave the biggest trading bloc globally? What we need is a trading deal with the EU similar to the one we had prior to us being in there. AS for Britain in the pre 20th Century-that is part of "The rise and fall of the Great Powers" we rose and we are falling But still the 6th largest economy globally.
thefilthycripple
15th May 2021
2
Thanks for voting!
We do many scammers trying to empty your bank account , we need cash as an alternative
sueharbottle
15th May 2021
2
Thanks for voting!
Apart from older people who may not be able to use computers, so therefore bank physically, there are children going into shops to buy sweets, pop etc. Maybe older children could budget with a card but young children need to see what money they have to learn. Sadly there are also many homeless people on the streets who survive because someone has given them cash so until that problem has been solved cash will still be an essential lifesaver.
JE
14th May 2021
0
Thanks for voting!
I think that people should have the choice of how they pay. Not everybody is comfortable using a bank card for payment and some find it easier to manage their finances by using cash.
I have noticed that more and more people are going back to paying in cash in supermarkets and shops again as lockdown has eased. Personally, I use both and it’s generally cash for smaller purchases and in the places where cash only is accepted.
MrsPat
14th May 2021
1
Thanks for voting!
I think we will move to cashless very soon. The pandemic has changed everything. Many shos I go into say they only want cards and I am happy as I do not want to touch any change.
panic
14th May 2021
3
Thanks for voting!
I like to pay for every day things in cash and have hated having to pay for small items on my card .i do understand though it will be much easier for companies as no cashing up at end of day much easier just to take a reading from card sales . We need cash for lots of things to encourage children to save .giving cash as presents ,charity donations in the stores and streets just to name a few.
Dafne
14th May 2021
3
Thanks for voting!
The decline in using cash because the majority of shops would only accept payment by card during the pandemic. I know many people who still prefer to use cash and they should not be forced give up their choice. We risk our children being denied the pleasure of saving pocket money in a money box if we do away with cash . Doing away with cash will further widen the haves and have not gap.
ValerieT6
14th May 2021
1
Thanks for voting!
I prefer to use card payment whenever I can. Haven’t taken cash out in over a year. I’d be quite happy to use card payment for everything. Think it’s safer too.
jeanmark
15th May 2021
1
Thanks for voting!
The problem ValerieT6 is the assumption everyone has that choice. I'm not sure a homeless person will have a card, but they still need to buy things such as food.
ValerieT6
15th May 2021
1
Thanks for voting!
Yes, I agree. That’s just my preference.
viking
16th May 2021
1
Thanks for voting!
Safer ?? Oh ValerieT6 !
When cards were first introduced they were reasonably safe.
However there are some very technical scammers out there who sat down and perfected the ability to produce equipment to read your card through your purse or clothing. If therefor you were to find yourself in a crowded place then you are very vulnerable to having the card hacked.
Solution, .........invest in a metalised etc., cover for the little darling.
jeanmark
16th May 2021
1
Thanks for voting!
ValerieT6, I understand that and I am also mostly cashless for ease but with cash if needed. I just worry at the increased reliance on technology that can, and on occasion does, fail. I have been in well known supermarkets twice (pre-pandemic) when their cashless systems failed and only cash could be taken. Interestingly, the queue made up of older people were the only one moving!
MeganW
14th May 2021
2
Thanks for voting!
Supermarkets and large stores should have some cash only tills to assess how many customers still want to pay cash then utilize enough dual tills to accommodate their needs.
Belal
14th May 2021
3
Thanks for voting!
I use my card most of the time now,but the thing is sometimes you need cash some shops charge you 50p if you are spending less than £5.00.I know it's not a lot it's the principal and it's not customer friendly.
Kes
14th May 2021
3
Thanks for voting!
The hair salon shop that I use, is only taking cash. They stopped taking card payments over 12 months ago as they said the process was costing them too much.
viking
14th May 2021
2
Thanks for voting!
Yes, have heard other small shops say exactly that.
The only real winner here, and what winnings too, are the banks
Increased profits for them from closing branches, and more profit from not having to count the incoming metal and paper.
If they really do want to serve the public ??? Then they should oppose the abolition of cash
anubis
14th May 2021
3
Thanks for voting!
Cash is still needed not all small shops take card payments and they kept us going through lock down. Not everyone has a card account with chip and pin. My butcher has amazing meat but only accepts cash, the greengrocer and my window cleaner only takes cash. A lot of elderly and disabled people find cash easier so it is a really important method of payment.
BirdofParadise
14th May 2021
2
Thanks for voting!
Taking a weekly amount out of the bank for housekeeping is easier to keep track of spending. I hate using my debit card for piddling amounts which you can't keep a check on unless you have a bag full of receipts, which will not be eco friendly. I do not bank online and have no intention of doing so.
Munsterlander
14th May 2021
4
Thanks for voting!
I have not used any cash for the past year so would not bother me if they withdrew it.
Bald123
14th May 2021
4
Thanks for voting!
We haven't either but I still like the fact that I have a small amount of cash with me
Wilf
14th May 2021
3
Thanks for voting!
Yes for the moment but I do think it will gradually phase out.
MrsPat
14th May 2021
1
Thanks for voting!
I do agree with you there.
GrummpyGranny
14th May 2021
5
Thanks for voting!
I check my credit/debit card every month, if I start paying for small items by card it will take forever. I think this is how debt occurs because people don’t relate how much they are spending. If you have £50 in your purse and it’s gone, it makes you think about what you’ve spent it on
GwynethC8
14th May 2021
6
Thanks for voting!
Whilst I am happy to continue paying for my main weekly shop by card (as I always have done) I still use cash for top up and smaller purchases. If a shop won't accept cash, without a good reason, then I won't shop there. This has only happened to me once.
viking
13th May 2021
4
Thanks for voting!
Our local RNLI would not like to hear about the abolition of cash.
Just think for a moment about the number of charities that rely absolutely on " flag days ".

Community Terms & Conditions

Content standards

These content standards apply to any and all material which you contribute to our site (contributions), and to any interactive services associated with it.

You must comply with the spirit of the following standards as well as the letter. The standards apply to each part of any contribution as well as to its whole.

Contributions must:

be accurate (where they state facts); be genuinely held (where they state opinions); and comply with applicable law in the UK and in any country from which they are posted.

Contributions must not:

contain any material which is defamatory of any person; or contain any material which is obscene, offensive, hateful or inflammatory; or promote sexually explicit material; or promote violence; promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age; or infringe any copyright, database right or trade mark of any other person; or be likely to deceive any person; or be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence; or promote any illegal activity; or be threatening, abuse or invade another’s privacy, or cause annoyance, inconvenience or needless anxiety; or be likely to harass, upset, embarrass, alarm or annoy any other person; or be used to impersonate any person, or to misrepresent your identity or affiliation with any person; or give the impression that they emanate from us, if this is not the case; or advocate, promote or assist any unlawful act such as (by way of example only) copyright infringement or computer misuse.

Nurturing a safe environment

Our Silversurfers community is designed to foster friendships, based on trust, honesty, integrity and loyalty and is underpinned by these values.

We don't tolerate swearing, and reserve the right to remove any posts which we feel may offend others... let's keep it friendly!