Council Tax - The appalling injustice
7 Posts Last Activity 10/04/2017
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Every one of us uses local government services. So why do so few of us pay Council Tax? I have just received my 2017/18 Council Tax bill which I am required to pay, regardless of my income or my ability to pay. I benefit from a single occupants discount. There are millions of adults (including many wealthy) who do not pay any council tax, merely because they happen to share a home. They consume but pay nothing. Essentially they are 'freeloaders'. The situation is further exacerbated when central government pushes more financial responsibility onto local authorities. Taxpayers make a saving and the burden is shifted to far fewer council tax payers. Taxpayers pay according to their means whilst council tax payers pay regardless of their means. So when your MP proclaims "fairness" in their pre election campaign, remind them of council tax. They will not want to know.
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Helping your children on the property ladder
8 Posts Last Activity 23/02/2017
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To what extent should we help our children get on the property ladder. Mortgages are a mine field, buy to let options, rent to buy, shared ownership. Now I have seen an advert if the parents pay a deposit it is refundable after three years with interest providing all payments have been met in that period. Seems a good idea but what are the pro's and con's I wonder? Speak to a financial expert and it becomes even more confusing. Decent rental properties are few and far between and rents are high. So what to do? Use capital and invest in property and trust that your offspring will not miss any payments - possible even with a lease and a direct debit?  Or buy a bigger property and all live together, no that's a step to far for happy family relationships. Privacy is paramount if only I had some secrets to keep!
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Think I've been mis-sold annuity - any companies which can help me with this?
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Hi everyone, I think I've been mis-sold annuity, but I'm not sure which company I should get in touch with to help me out. I've seen - http://www.emcasclaims.co.uk/financial-misselling/have-i-been-mis-sold-an-annuity/12 - specialise in this online but I was wondering if anyone has used them before/or if you would suggest any other companies to help me out? Thanks
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Winter Fuel Payments
7 Posts Last Activity 04/09/2016
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In just a few weeks time the winter fuel payments will be sent out, now, I for one are very grateful that the taxpayer is helping me. but, Should this payment be paid in January/ February when the bills come in, not months before you have even used the energy. My biggest bill comes from the Yuletide period, and January and February often the darkest months and the coldest months when I use the most energy.
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Mortgages
4 Posts Last Activity 25/02/2017
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My daughter who is a British citizen having been born and studied in UK. After graduation and working for a few years in UK, she went on a backpacking holiday. Eventually she ended up in Australia and started working in Australia for the last 3 years. She always worked in London. She would like to buy a property in London. She is extremely happy in Australia and doesn't yet know when she will return to UK. What options if any does she have re buying a property in the UK? Can anybody throw some light on this subject please. She will be able to pay 20% deposit.
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Anyone Found a Means of Earning an Income Solely Online
3 Posts Last Activity 29/07/2016
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If you want to find a million sites and five million articles on one subject in google then search for "earning an income online" ... there's probably a hundred thousand means to give your money away for the "perfect online money making system", but, is anyone on this site earning a regular income from the internet ??? If you are, what nailed it for you ????
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Inheritance
33 Posts Last Activity 11/07/2016
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Should surviving progeny have an automatic right to inherit their parents houses and savings, or should all assets be used to pay for care in old age?
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Credit Cards Rewards
3 Posts Last Activity 14/02/2017
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Which Credit Cards give the BEST Rewards?
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Do you renew your insurance policies on a comparison website or via a broker?
3 Posts Last Activity 13/05/2016
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In this day and age, we probably all have many different insurance polices, covering a range of needs such as car insurance, travel insurance, home insurance and pet insurance. Are you happy to renew your insurance policies using price comparison websites? Or do you prefer that personal touch, and talk to a broker to ensure your needs are met? Is price the most important element when you renew, or is the quality and specification of the policy to meet your needs have a higher priority?
Business ideas for 'the retired'
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Does anybody have any brilliant ideas for business start ups or business to business? There must be a wealth of experience in this site.
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