When I retired I thought that the interest from my savings would provide for little luxuries. Sadly my savings have been or are used for little luxuries e.g. TV licence, fuel, Council Tax. When the currently working people retire they will probably be in an even more worrying position because every penny saved is wiped out by constantly rising living costs. People in my position do not go and spend money on the High Street because they have no spare cash and cannot easily get abut pedestrianised town centres. Even buses go to a bus station and not into the High Street. Am I the only person worried about us and the younger generation?
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I was recently speaking with a friend who lost her partner prior to Christmas. Apart from the obvious trauma of that she went through I was amazed at all the hoops she had to jump through regarding the resulting financial issues. I began to wonder if reluctance to discuss death/dying is likely to leave a lot of people with similar problems. Do you know where all the appropriate financial documents are? Does your partner know? PS: I think my answer would be No (but I’m working on it)
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I'm sure we are all spending time reflecting on what is important in life and our wish lists for the future. Top of the list is the importance of family and friends.How sad for those alone in the world. The ability to have and use technology even if it does go wrong The pleasure of getting mail Daily walks A Garden A good supply of groceries The T V and Books. So many things to appreciate that before were just part of a busy life. As for the wish list Time with the family and friends A special holiday in 2022 to celebrate my 70 th birthday A decent haircut and colour I refuse to go.grey.. This are personal things but overall I hope the world is a better.kinder place but I know I'm being optimistic.
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More than 200,000 pensioners are likely cash in their entire retirement savings next year when new pension reforms are introduced, pollsters revealed last night. Research by Ipsos Mori for The Times has found that one in five OAPs will use part of the windfall to pay for a holiday. What are your views or plans?
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I received two letters supposedly from Nat West Bank about Home insurance. But name wasn't mine on the letters but address and postcode was mine. Took letters to the bank who confirmed some sort of scam. Most fed up have already spoken to Action Fraud this week and had calls supposedly from Amazon Prime. It not good for me to get stressed 'cause of my epileptic history I try not to get involved in this sort of thing but sometimes you can't help it. Beware, people, don't go getting yourself all wound up like I did.
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Hello, I'm new to this forum. I am 76, still got a bit of a functioning brain, but am thoroughly fed-up with accounts programmes on my computer that are so American based as to drive me up the wall! And I really don't' want a programme that seems to think we all want to link up banks etc online. All I need is a simple programme that helps me keep track of all the nitty-gritty of everyday finances, why is that so difficult? I think I will go back to keeping it all in a book but I'd rather not - I'd probably put the thing in that 'safe place' where all sorts of other stuff has disappeared to!!
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Hello everyone, I have been looking at moving my 4 pensions into a new investment with Fisher Investments. Has anyone any experience, good or bad with this company? I am thinking long term investment.
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4 yrs ago, I quit my full-time job. Two weeks later, joined an agency, which sent me to a workplace where I have worked since. So in all, I was working for the agency in my present job for 6 mths, and then I decided to become permanent, so my workplace was now paying me my wages. The following year I received a letter from HMRC stating I had not paid enough tax and I owed them £400. I am naive when it comes to tax issue to rang them. They told me, I had been put on the wrong tax code between the agency and my work place, and due to this owed the tax office the money. I have already paid half back (I could have paid in full at the time but refused out of principle) and just received a bill for the remainder of the money I owe. I am very angry about all this because no one is owning up to making a mistake. I don't pull my own tax codes out of a magic hat. The agency boss actually became quite annoyed with me when I made an enquiry with him, and he was adamant the mistake was nothing to do with his agency. My workplace have double checked the last 4 yrs and they cannot see a problem their end. So who is responsible for this? I have had no control over what tax code I use, surely that's payroll or the tax office? Can someone enlighten me please so I can better understand? TIA
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I am in my mid 80's and have a Carer come to help me to get in and out of the shower, dry my lower half and puts my socks on, puts out any rubbish, changes my bed linen when asked and makes me a cup of tea. The carer comes for half an hour and the cost is going up from £8.46 to £10.40 this month and going up again in April to £12.60. I know Carers do not earn very much money but I wonder how much of this increase will be given to the Carers. I think it is to do with the Minimum Wage. Do other people who have a Carer come in to help them pay as much as this?
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I am a 74 yr old widow and with my late husband bought our house in 1967 with it having a 99 years lease. We must have kept our heads very much in the sand because we have never bought the freehold and now with only 49 years to go I am extremely worried. I suppose I thought it would all be settled at the time it was sold either by me or my two married children. Now I have read up on this I am not so sure. Any answers out there please?
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